Halifax reward account online now, and the old accounts....

PROLIANT

YorkshireBoy wrote: »

Wouldn't think so. When (not if) they convert your HICA you'll have to accept, like the Moneyback account holders this month, that you'll be on the £1/£2 per day usage fees...unless you move to another provider!

Thank you..

withnell

Robert_Hopkins wrote: »

I am a current account holder who pays varaiant amounts in the account in each month and has a overdraft facility. I find it disappointing that Halifax cannot adopt one current account instead of all these different ones. I do not fit neatly into any of them and conseuently I loose out.

Halifax now only offer 2 current accounts:

Reward account, which pays the 5er for 1000 credit, or nothing for less than 1k

Ultimate reward - monthly fee, free insurancey stuff

maxsquared

PROLIANT wrote: »

Thank you..

Why don't you apply a reward account on top of High Interest? that's what most people did here I think

PROLIANT

maxsquared wrote: »

Why don't you apply a reward account on top of High Interest? that's what most people did here I think

How do you mean?

maxsquared

PROLIANT wrote: »

How do you mean?

Go to your online banking and go to apply a bank account on left hand side, then apply a bank account (reward account), so have 2 accounts running, just move your money around every money so you get High Interest and lowish overdraft. As well as 5 pound reward.

PROLIANT

maxsquared wrote: »

Go to your online banking and go to apply a bank account on left hand side, then apply a bank account (reward account), so have 2 accounts running, just move your money around every money so you get High Interest and lowish overdraft. As well as 5 pound reward.

Best not, trying to "lower" the searches on the old Experian database.

[Deleted User]

PROLIANT wrote: »

Best not, trying to "lower" the searches on the old Experian database.

Does anyone know if Halifax actually does a search for existing current account holders applying for a 2nd account? Thanks.

maxsquared

PROLIANT wrote: »

Best not, trying to "lower" the searches on the old Experian database.

If you are existing customer and don't apply for overdraft don't think they will search for credit agency, think they uses internal score, I probably have the worst credit record as well as I am not on electrol roll and I got one instantly.

PROLIANT

hmm, tempting but unless I can verify that I aint gonna get itchytriggerfinger going.

Kavanne

anactuary wrote: »

Does anyone know if Halifax actually does a search for existing current account holders applying for a 2nd account? Thanks.

They did when I opened my 2nd account back in May-ish