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Halifax reward account online now, and the old accounts....

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  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    YorkshireBoy wrote: »
    Wouldn't think so. When (not if) they convert your HICA you'll have to accept, like the Moneyback account holders this month, that you'll be on the £1/£2 per day usage fees...unless you move to another provider!
    Thank you..
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • withnell
    withnell Posts: 1,629 Forumite
    Robert_Hopkins wrote: »
    I am a current account holder who pays varaiant amounts in the account in each month and has a overdraft facility. I find it disappointing that Halifax cannot adopt one current account instead of all these different ones. I do not fit neatly into any of them and conseuently I loose out.

    Halifax now only offer 2 current accounts:

    Reward account, which pays the 5er for 1000 credit, or nothing for less than 1k

    Ultimate reward - monthly fee, free insurancey stuff
  • maxsquared
    maxsquared Posts: 128 Forumite
    PROLIANT wrote: »
    Thank you..

    Why don't you apply a reward account on top of High Interest? that's what most people did here I think
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    maxsquared wrote: »
    Why don't you apply a reward account on top of High Interest? that's what most people did here I think
    How do you mean? :confused:
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • maxsquared
    maxsquared Posts: 128 Forumite
    PROLIANT wrote: »
    How do you mean? :confused:

    Go to your online banking and go to apply a bank account on left hand side, then apply a bank account (reward account), so have 2 accounts running, just move your money around every money so you get High Interest and lowish overdraft. As well as 5 pound reward.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    maxsquared wrote: »
    Go to your online banking and go to apply a bank account on left hand side, then apply a bank account (reward account), so have 2 accounts running, just move your money around every money so you get High Interest and lowish overdraft. As well as 5 pound reward.
    Best not, trying to "lower" the searches on the old Experian database. ;)
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • maxsquared
    maxsquared Posts: 128 Forumite
    PROLIANT wrote: »
    Best not, trying to "lower" the searches on the old Experian database. ;)

    If you are existing customer and don't apply for overdraft don't think they will search for credit agency, think they uses internal score, I probably have the worst credit record as well as I am not on electrol roll and I got one instantly.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Part of the Furniture 500 Posts
    PROLIANT wrote: »
    Best not, trying to "lower" the searches on the old Experian database. ;)
    Does anyone know if Halifax actually does a search for existing current account holders applying for a 2nd account? Thanks.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    hmm, tempting but unless I can verify that I aint gonna get itchytriggerfinger going. :D
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    anactuary wrote: »
    Does anyone know if Halifax actually does a search for existing current account holders applying for a 2nd account? Thanks.
    They did when I opened my 2nd account back in May-ish
    Kavanne
    Nuns! Nuns! Reverse!
    'I do my job, do you do yours?'
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