Palema's staying Debt Free Diary!

Primula

Well done from me too on your discharge, you have worked so hard, you truly deserve it.
x

[Deleted User]

Hi All
A quiet month on the money front, I have not done alot of babysitting over the last month due to my holidays and other commitments.
I have now paid my dad for my car.
Off to see We Will Rock You on Wednesday night and The Backstreet Boys next Saturday, gonna be great. I also got my tickets for The Twilight Saga - New Moon for the opening day in the cinema

Palema wrote: »

~ I did get some good information from someone this week but at the moment I am not allowed to divulge details of it, when I get the all clear I will tell you all, all about it
P

Way back in September I posted the above
I have now been given the go ahead to tell anyone who will listen :P - I'M GOING TO BE AN AUNTIE!!!!!! :j:j:j:j:j

Thats all the news for now

P

[Deleted User]

Payday update!!

Added another £432.50 to my savings this month taking me over the £5K saved since February :j

I have booked tickets for 2 more gigs next year - The Lostprophets in Februaury and Pink in June very very excited!!

I have pretty much done all my Christmas shopping, was in Stirling at the weekend with my mum and sister in law and I bought the 1st pressies for my Niece/Nephew :T

I am looking at replacing my car next spring, as it is beginning to cost me more and more to fix when something goes wrong, but I am in a bit of a dillema, do I...........

1. Use my house savings and buy a car to that value and start saving for a house all over again?
or
2. Put down a deposit and trade in with my car and the take a loan out for the rest (loan would be taken out by my dad as it will be cheaper than the garage finance) ?

Thats all for now
P
X

lincs1205

Hi Palema, just thought i would pop in and say Hi:hello:, have just found your thread and had a read through, you are so inspirational i am trying to save for a house as well and i had built up 1k but i used some to pay off nasty cap 1 card and the rest to put towards my overdraft. I have also got to save quite a large amount of money to pay my care off in october 4500k:eek:. But i am determined to do it, hope you are ok, Merry Christmas:xmassign:

EssexHebridean

Hiya! Just spotted your diary so will be subscribing and reading through when I get the chance!! (And I agree about your Dad - he's lovely! )

[Deleted User]

Happy New Year everyone!! :j:j
Welcome to those new readers of my little ramblings

Since my last post I have started The Vistual Sealed Pot Challenge 2010 here .

Christmas has also come and gone. I made Gingerbread as presents this year as well as Shortbread and Fudge that went down so well last year, my friends in Coventry are big Shortbread fans so I know they always look forward to their parcel arriving!
I was spoilt rotten again this year, I got my DAB digital radio/alarm clock ipod dock. A wonderful digital photoframe, Take That DVD and Live CD, lots of sweets (The scales at fat club are going to hate me next week!!) Smellies and a gorgreous necklace to name a few things.

I cleared out my Virtual Sealed Pot (VSP) internet saving account and used it to pay for all my Christmas prestents for 2010!! Only need to buy for my family now. I have bought a few more little things for my baby Niece/Nephew including a Very Hungry Caterpillar 1st toothbrush set and a blossom farm soft building blocks set. I have saved so much money buying presents for 2010 that I am hoping to avoid paying the full price for any presents in the year ahead.

I am planning to start making cards this year - something I have always thought about doing but have never given a go other than with the kids at work. I have so far made a card for my gran's 90th birthday later in the year and a Christmas card to see what they looked like. Will post a pic of them when I get a chance.

I also intend to give Snowman soup and Pots of Gold as Christmas presents in 2010 and have started to prepare for these as well.

2010 is the year I finally get my backend into gear and am more organised in my life and at work!!

Primula

Happy New Year Palema, hope you had a good one.

Wow, I am impressed with your organisation - all these presents bought already for 2010. I am intrigued - what are snowman soup and pots of gold though?

[Deleted User]

Hey Primula
Hope you had a great Christmas and New Year.
Had a great Chistmas here thanks, decided 2010 is my year to be organised so started early while I had the money!!

Hope these link help explain Snowman soup and Pots of Gold.

Snowman soup
Pots of Gold

X

Primula

Now I know what they are Palmela - thanks for that. I really like the idea of these pots of gold - they seem a lovely thoughtful gift - will need to try and remember about them for next year. Thanks for that.
x

Primula

Just noticed you have a blog too now so have been over for a wee nosey - nice cards. I've subscribed to your blog too now.