Ftb's Are Back!!!!!!!!!!!!!!!!!!

Wickedkitten

confused31 wrote: »

.
If you are renting now you are in the same position as a first time buyer, and you would be classed as a first time buyer, you might have a large deposit but your position is exactly the same as a first time buyer with a large deposit.

Not exactly because we are still paying the mortgage on our old house up north and that gets redeemed when we exchange on this one.

Either way technically you are really only a first time buyer once you have a mortgage offer in hand.

confused31_2

Wickedkitten wrote: »

Not exactly because we are still paying the mortgage on our old house up north and that gets redeemed when we exchange on this one.

Either way technically you are really only a first time buyer once you have a mortgage offer in hand.

Wickedkitten wrote: »

We rented a huge 2 bed flat for 2 years back in 2004, bought a 2 bed Victorian terrace in 2006 and then in December 2007 the OH got relocated down here so we got a below market price for our house that was still more than we paid for it and are buying a 3 bed semi down here after renting for year that is only 10k more than our old mortgage for a much nicer house.

Not only that but we got a letter last month saying they found a second buyer for our old house that is getting it at about 2/3 of what we paid for it so we are extremely lucky to have moved when we did.

you must be a different person to who posted this then?;)

heres a direct link to your tail of two stories.

http://forums.moneysavingexpert.com/showthread.html?p=18501345#post18501345


seeya

Wickedkitten

confused31 wrote: »

you must be a different person to who posted this then?;)

seeya

We got a letter last month saying they found a second buyer for our house.

and

we are still paying the mortgage on our old house up north

that gets redeemed when we exchange on this one

because

the OH got relocated down here

confused31_2

Wickedkitten wrote: »

We got a letter last month saying they found a second buyer for our house.

and

Wickedkitten wrote: »

Hmmm, I don't know about 3 weeks but we put in our mortgage application in with Nationwide 19/1, the survey was done 22/1, and we got our offer in the mail 26/1. The solicitor has already got his searches done and he is only waiting for some copies of things from the vendors solicitors before we exchange.

We have a very good IFA and phone the solicitor regularly however he also keeps in touch via email so that is probably moving it along a bit too.

more lies, didnt your mom tell you when you tell lies its not good for you.

anyway have you looked on right move for the sstc's in the area you were on about today???

Wickedkitten

confused31 wrote: »

more lies, didnt your mom tell you when you tell lies its not good for you.

anyway have you looked on right move for the sstc's in the area you were on about today???

Which bit am I meant to be lying about exactly?

socrates

Wickedkitten wrote: »

We got a letter last month saying they found a second buyer for our house.

and

Wickedkitten - its pointless - he likes to be controversial - quote old posts - argue the point to death. He knows very little and owns one half of a house which is dropping in value daily.

Has delusions about buying BTL properties and own 2 homes, his wife even disagrees with him.

If you read most of his posts he goes on and on arguing every small point.

Carry on doing what you are doing he will still be talking about doing things forever.

confused31_2

socrates wrote: »

Wickedkitten - its pointless - he likes to be controversial - quote old posts - argue the point to death. He knows very little and owns one half of a house which is dropping in value daily.

Has delusions about buying BTL properties and own 2 homes, his wife even disagrees with him.

If you read most of his posts he goes on and on arguing every small point.

Carry on doing what you are doing he will still be talking about doing things forever.

hmmmm i thought you went the other day with your tail between your legs, trying to get your mate to agree with you on a thread and he agreed with me.:rotfl:

socrates

confused31 wrote: »

hmmmm i thought you went the other day with your tail between your legs, trying to get your mate to agree with you on a thread and he agreed with me.:rotfl:

You are truly boring!

confused31_2

Wickedkitten wrote: »

Which bit am I meant to be lying about exactly?

So you sold your house in 2007 but you are still paying the mortgage now??

confused31_2

socrates wrote: »

You are truly boring!

I love you too loser:kisses: im gonna thank your post's because i feel sorry for you. awwwww bless