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Ftb's Are Back!!!!!!!!!!!!!!!!!!
Comments
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The two trolls are in form tonight but before it was game over and the crash had started they were no where to be seen..then they decide to turn up but in reality it is game over the crash is here and no one can deny that but the two trolls have taken up the slack left by far more intellectual bulls than them,,,,
Ive had to laugh at you, ive just gone and seen some of the threads you have started, and you have been seriously flamed by everyone tonight, if i was you i would go to bed.:beer:I am not a Mortgage AdviserYou should note that this site doesn't check my status as not being a Mortgage Adviser, so you need to take my word for it. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Like I said good luck with your doomed venture - the internet is all you will have left - and your confusion!
Night night Mrs. Confused I feel sorry for you!0 -
:shhh: thats better goodnight everyoneI am not a Mortgage AdviserYou should note that this site doesn't check my status as not being a Mortgage Adviser, so you need to take my word for it. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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Looking at rightmove yesterday and in the first week of February there are a load of houses around Gloucester that in the space of 2 days have gone from SSTC back to Available.
They can sell as many houses subject to contract as they like, but it means nothing if people can't actually manage to get a mortgage due to the banks getting proper old school when it comes to loaning out that much money.
http://www.timesonline.co.uk/tol/money/property_and_mortgages/article5525632.eceIt's not easy having a good time. Even smiling makes my face ache.0 -
Wickedkitten wrote: »Looking at rightmove yesterday and in the first week of February there are a load of houses around Gloucester that in the space of 2 days have gone from SSTC back to Available.
They can sell as many houses subject to contract as they like, but it means nothing if people can't actually manage to get a mortgage due to the banks getting proper old school when it comes to loaning out that much money.
http://www.timesonline.co.uk/tol/money/property_and_mortgages/article5525632.ece
look today ive just done a search from lowest price to 80,000 in Gloucester and there is at least 10 properties that have gone sstc today the 9th of feb.
first time buyers are back and it looks like there back big time in Gloucester, mind you some people have made some massive reductions.
take a look people.i would list them all but there are too many to list:rolleyes:I am not a Mortgage AdviserYou should note that this site doesn't check my status as not being a Mortgage Adviser, so you need to take my word for it. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Wickedkitten wrote: »Looking at rightmove yesterday and in the first week of February there are a load of houses around Gloucester that in the space of 2 days have gone from SSTC back to Available.
They can sell as many houses subject to contract as they like, but it means nothing if people can't actually manage to get a mortgage due to the banks getting proper old school when it comes to loaning out that much money.
http://www.timesonline.co.uk/tol/money/property_and_mortgages/article5525632.ece
If you dont think first time buyers are coming back, could you shed a bit of light on your own situation???
arent you about to purchase you first house??
Or dont you count has a first time buyer??
Its nice to have a opinion from someone who actually is buying now as a first time buyer, well done.I am not a Mortgage AdviserYou should note that this site doesn't check my status as not being a Mortgage Adviser, so you need to take my word for it. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
confused31 wrote: »If you dont think first time buyers are coming back, could you shed a bit of light on your own situation???
arent you about to purchase you first house??
Or dont you count has a first time buyer??
This isn't our first house, my partner is a civil servant, and our mortgage is less than 100k with our deposit.It's not easy having a good time. Even smiling makes my face ache.0 -
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If you are renting now you are in the same position as a first time buyer, and you would be classed as a first time buyer, you might have a large deposit but your position is exactly the same as a first time buyer with a large deposit.I am not a Mortgage AdviserYou should note that this site doesn't check my status as not being a Mortgage Adviser, so you need to take my word for it. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
WickedKitten dont bother he just likes the sound of his own voice - he will go on and on and on.
BTW love your line about 'proper old school'0 -
FTB will be enabled to be back as soon as the bank credit lines are back to 10-15% LTV - the few FTB that are 'back' right might have 30-40% deposit - a rarity but some are around.
Besides, these few interested FTB might just be peeking over the parapeit to have a look, not actually buy - in a few months we will know if that translates to anything real. Even so, it'd be a handful of FTB buying, as most of us don't have 30-40%.
March/April will show whether this wave of interest is sustained, I may be part of the wave if things perk up but nothing for now until I see signs of banks opening up a little more and have just a few more coppers in the bank.MFW #185
Mortgage slowly being offset! £86,987 /58,742 virtual balance
Original mortgage free date 2037/ Now Nov 2034 and counting :T
YNAB lover0
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