Just wanna cry :(

tigzem

Kittikins wrote: »

oooh carpet picnic, we love those in our house, DD gets the picnic rug out, I make sarnies and salady bits and we eat them out of packed lunch boxes, a must for DD, who's getting ready for "big girl school" in September and can't wait to have a Fifi lunchbox, lol

I've just chuckled at this as my DD who also starts in Sept cannot wait for her Fifi lunchbox!!! Have a feeling though come Sept it will be something else but she wants it now!! :rotfl: I haven't actually seen any, have you?

Sorry SP for hi-jacking thread xx

tigzem

sugarpants wrote: »

Gosh my kids dont go to bed till 8pm. DH dosent get in till 8pm so likes to tuck them in. does annoy me as I dont get any peace till late. Lucky you your DD goes to bed at 7pm.

Yeah I live nr Reading and its very expensive although prices are falling slowly.

I work from home so I can only swap books with myself. I do use the local library to get books out. Might pop in there over the weekend and get a couple more. I just never finish them. Got any recommendations? I love autobiographies too. Just finished all 3 of Sharon Osbourne and they were amazing.

Are you planning on anymore kids? Or is one enough? My friends are all trying for number.3!! Not me, I ahevnt got the money or the patience for anymore! haha

I just like reading anything that is easy to read as I only have time to read at night before bed so it can't be anything too taxing :rotfl: Cecila Ahern, Sophie Kinsella, Fiona Walker... anything really.

What do u do working from home?

Just the 1 kiddie for me. Long story but we are not in a position to have no 2 A friend of mine has 3, a girl who is 4 in Sept, a boy who was 2 end of Jan and a 2wk old girl....madness!!! lol

Will have a think on freebie/cheap things for u all to do, although u can't beat all of u going for a walk in wellies walking through puddles!! We've done that the last 2 Sunday's DD loves it.

Enjoy your beans on toast am just off to do mine but am drooling over the bacon.....!!

crazyaboutsaving

Hi Sugarpants,
I just wanted to say I think you're doing great! You're actively paying down your debts and although it's really frsutrating and it doesn't feel like you're getting anywhere, you definitely are! It' obvious from this thread you're on the right track! You will even see a huge improvement within a year! Keep your chin up!

Money786

Hi, sorry to be rude, this is my first time using this forum. I cant seem to write about a topic i want to talk about. I dont know where to go start a conversation. Im replying to you, as i know how to do that. Can you help please.

Thanks

longhotbath

Hi Sugarpants,
for the phone/broadband my OH says it was very easy. He just told AOL what he wanted to pay less and would go elsewhere (which I hoped he wouldnt as I LOVE my aol address!!), they said fine, and gave him £6.99 for the first 6 months, and is now £14.99 with free uk anytime calls. When we went to the additional country calls, they even dropped the broadband to £12.99 per month with countries being £7 so we pay £19.99 for broadband and nearly all our calls (except mobile and 084*)
AOL sent my husband a form to fill in and they sorted the rest out with BT.We could even pay AOL the £11.50 for the line rental, but are happy to still pay that to BT through direct debit. (as BT would charge us £4.50 a quater (sp?), if we didnt do a direct debit to them or AOL monthly).

We used to average about £110 a phone bill with broadband about £75 on top. Its now £94.50 a quater which is nearly half and we can talk forever!!!

I love the BT guys when they ring now with their 'we can reduce your phonebills patter', because they cant:rotfl:

Good luck with changing yours. Im sure that your provided can also do you a good deal.

With the children, do you have a family centre near by? - ours has a toy library where you can join for virtually nothing and they have fantastic, new clean toys that you can borrow. One in the next village is even running family activities on Saturdays and throughout the holidays.

For short breaks we room camp in Travelodges - using the £9 per night sale deals. We (5 of us) book a room for 2 nights and have a great time. We take our own breakfasts as theirs are expensive for what they are, and have even taken things with us to make sandwiches whilst we are out and about. Its like camping without worrying about the weather, loos, hot water and a TV!!

I totally agree with all the other posters - you dont need loads of possessions to have a great childhood - the park, some sunshine or snow! and knowing that you are loved are far more important.

My favourite meal growing up was 'egg in a cup' - at the end of the month when the money was tighter, my mum boiled each of us an egg, which we mashed with butter and pepper in a mug. We ate it with a spoon and heaps of hot buttered toast. Its still my perfect comfort food and takes me right back to being 8!!

longhotbath

Oooh - forgot to say - we didnt have family holidays, but we did go on day trips all over the place with a local coach company.
If you go into your local newspaper office, they will probably have loads of leaflets for trips all over the country and in europe. They even do short breaks these days. My OH and I did one in Paris when we first got together for about £60 each for 4 nights. We had an amazing time. The first part of our honeymoon was £120 each for a week. The accomodation was very basic, but the location and company (!) were perfect!!!

mumps

Money786 wrote: »

Hi, sorry to be rude, this is my first time using this forum. I cant seem to write about a topic i want to talk about. I dont know where to go start a conversation. Im replying to you, as i know how to do that. Can you help please.

Thanks

Hi Money786. Don't worry, take your time. Lots of friendly people here. Are you OK?

Money786

Hi, can anyone help me with situation? I have an agreement with blackhorse finance for my car. I have an outstanding figure of £11,000 and pay £330 a month. I cant afford this any more. I started this agreement in august 2007. Please help

Thanks

mumps

I'm sure someone can help you. I don't know much myself but hopefully someone will come along. I know there are lots of people on here who give good advice.

kacie

Back on the DFW page thete is a blue button at the top saying new thread, click on that and post all your details there, also if you are able to post a statement of affairs, with all your incomings and outgoings