PPI Reclaiming Discussion part 4

pinknico

Are you passing this on to the FOS Di or waiting for a response from HFC?

di3004

pinknico wrote: »

Are you passing this on to the FOS Di or waiting for a response from HFC?

Hi Pinknico;) and yes both, just emailed the copy to the FOS and going to send one to HFC as well, just in case, also enclose details from the email to them as well.

Marshallka found some useful details for me about these, going to print them off and enclose them. (In the Underwriters thread below)

The prob i have though is that I did write to HFC early this year and they did not deal with it, by stating it was nothing to do with them, so that was that, however, now we know who are responsible, as we do have that evidence now, hopefully the FOS will agree that we should go ahead, as it wasn't our fault being told by HFC it was nothing to do with them, and did not deal with it.

Gonna go for it now.;)X

pinknico

di3004 wrote: »

Hi Pinknico;) and yes both, just emailed the copy to the FOS and going to send one to HFC as well, just in case, also enclose details from the email to them as well.

Marshallka found some useful details for me about these, going to print them off and enclose them. (In the Underwriters thread below)

The prob i have though is that I did write to HFC early this year and they did not deal with it, by stating it was nothing to do with them, so that was that, however, now we know who are responsible, as we do have that evidence now, hopefully the FOS will agree that we should go ahead, as it wasn't our fault being told by HFC it was nothing to do with them, and did not deal with it.

Gonna go for it now.;)X

Good luck Di, xx

di3004

pinknico wrote: »

Good luck Di, xx

Thanks Pinknico.;) Xx

Did you end up writing to HFC as well hun in the end?

pinknico

FOS got back to me and said they had no jurisdiction over HFC because it wasnt a bank loan it was an HP loan so that is why we are going the Hamilton route especially as it was added on without us asking for it.

di3004

pinknico wrote: »

FOS got back to me and said they had no jurisdiction over HFC because it wasnt a bank loan it was an HP loan so that is why we are going the Hamilton route especially as it was added on without us asking for it.

Arh I see, so you have been in circles with yours as well hun?, I wish you luck with this XX

di3004

Pinknico, was mean to ask you, I did email HFC the other day, it was a general enquiry, but they have not got back, so wondered if you ever emailed them, and what email address you used, in case its not the same one, thanks hun.;)X

pinknico

Its not a lot of money Di but its the principle that somone added PPI when the credit agreement clearly shows none selected and to me that is like theft and I would like someone to answer to it.

pinknico

Havent emailed Di but wil see if I have an address on any paperwork. HFC are rubbish at getting back to you, it took them nearly 4 months to reply to my complaint and then only because the FOS wrote to them!

di3004

pinknico wrote: »

Its not a lot of money Di but its the principle that somone added PPI when the credit agreement clearly shows none selected and to me that is like theft and I would like someone to answer to it.

Exactly and it all adds up doesn't it?;)