PPI Reclaiming Discussion part 4

pinknico

http://www.fscs.org.uk/consumer/latest_news/2009/aug/Picture_Financial_Services_Plc/

love the bit where they say claims should be resolved 6 months from receiving application form,they've had mine 12 months!!

busbyh

pinknico wrote: »

http://www.fscs.org.uk/consumer/latest_news/2009/aug/Picture_Financial_Services_Plc/

love the bit where they say claims should be resolved 6 months from receiving application form,they've had mine 12 months!!

Yes, mine too - surely it can't be much longer!:mad:

pinknico

If they are telling new applictions 6 months, then I really dont think it will be much longer for those already in the queue,I am hoping october time,but then I'm an optomist (and impatient! LOL.)

busbyh

pinknico wrote: »

If they are telling new applictions 6 months, then I really dont think it will be much longer for those already in the queue,I am hoping october time,but then I'm an optomist (and impatient! LOL.)

I'm with you on that pinknico;)
xx

geoffmr1

Well I've just got home from 3 weeks in hospital to find a letter from the FOS saying that MBNA still do not agree with their decision but that they have agreed to refund the PPI money + interest + £200 compensation (as a gesture of goodwill of course). Personally I couldn't care less why they are refunding it just that I am getting it back so I'm absolutely delighted.

MBNA know they don't really have a leg to stand on with this single premium insurance but they still delay paying out for months on end.

jadest

Hi all,

Today I phoned FOS Adjudicator re: my claim against Ocean Finance. She said that she had investigated the case and it was all ready to be relaesed but then they had instructions to put all claims against ocean finance on hold pending them making a decission about all there claims. They are having a re-think about what they are going to do...

I was wondering if this had happened to any-one else? and if there is a set time for cases to be put on hold?... or could this go on for a long time?

Any info at all will be greatly appreciated

Thanks

Portofino_2

Well I've just got home from 3 weeks in hospital to find a letter from the FOS saying that MBNA still do not agree with their decision but that they have agreed to refund the PPI money + interest + £200 compensation (as a gesture of goodwill of course). Personally I couldn't care less why they are refunding it just that I am getting it back so I'm absolutely delighted.

MBNA know they don't really have a leg to stand on with this single premium insurance but they still delay paying out for months on end.

Hi - could you tell me how long it has taken for your claim to be settled?

Great news! Well done!

jadest

geoffmr1 wrote: »

Well I've just got home from 3 weeks in hospital to find a letter from the FOS saying that MBNA still do not agree with their decision but that they have agreed to refund the PPI money + interest + £200 compensation (as a gesture of goodwill of course). Personally I couldn't care less why they are refunding it just that I am getting it back so I'm absolutely delighted.

MBNA know they don't really have a leg to stand on with this single premium insurance but they still delay paying out for months on end.

Well done... congratulations!

dialysis

Hi all it is good to see the fscs finally update their website I am with you also been waiting a year:mad: plus I like the bit where the fscs say if they cant deal with your claim within six months they will let you know, dont know about anyone else but the only correspondence I have had from them was an acknowledgment of my application form:mad: back in August 2008. Good to know they keep in contact with you about the progress of applications eh? Hope you are all well love Di xxxx

geoffmr1

Portofino wrote: »

Well I've just got home from 3 weeks in hospital to find a letter from the FOS saying that MBNA still do not agree with their decision but that they have agreed to refund the PPI money + interest + £200 compensation (as a gesture of goodwill of course). Personally I couldn't care less why they are refunding it just that I am getting it back so I'm absolutely delighted.

MBNA know they don't really have a leg to stand on with this single premium insurance but they still delay paying out for months on end.

Hi - could you tell me how long it has taken for your claim to be settled?

Great news! Well done!

Hi Portofino,

My claim against MBNA was started on 21st October 2008, so it's taken nearly 10 months to resolve. Personally I feel that the FOS give these companies too much time to mess people about, MBNA were supposed to respond to the Ombudsman by 11 March 2009 after my complaint was upheld, but they totally ignored that deadline. Whilst I'm delighted this has now been resolved (or will be when I receive a cheque, which MBNA reckon will still be another 8 weeks from receiving my acceptance slip), it does annoy me that people can be ignored for so long & no fines or anything can be forthcoming. I look forward to seeing if the interest at 8% is added from the time my complaint was upheld in February to now or whether they only include it to the former date.