PPI Reclaiming Discussion part 4

di3004

violetmva wrote: »

No, they have been manualy ticked and if i had to tick them it wouldn't look like the way they have done it. Even if they have done it and send it to me to sign they will argue i just signed and agreed, am i right?

Hi hun
This is a common issue and yes they can try to argue this but most of the time the FOS are with you on this, so do not give up on this, you still have a good chance here.;)

dialysis

beaniebabe wrote: »

Hi Dialysis
I was also told that further information may be needed from third parties. Lets hope it wont be long now. I am sorry it will be too late for you. Hows things going? are you moving to your new house yet.;)

Hi beaniebabe we have moved in now but its not going too good really i am not settled and want to go back home rung the FSCS yesterday still no joy this time I got 'Picture were declared in default on the 8th July and our case has been outsourced to deloitte it should be sorted by Jan 2010 we are ticked as a priority so could be sooner' great no further really. I have typed out a letter to Gorden Brown and am going to email it to every bloody sorry MP when I get online again. Hope you are well.;)

di3004

dialysis wrote: »

Hi beaniebabe we have moved in now but its not going too good really i am not settled and want to go back home rung the FSCS yesterday still no joy this time I got 'Picture were declared in default on the 8th July and our case has been outsourced to deloitte it should be sorted by Jan 2010 we are ticked as a priority so could be sooner' great no further really. I have typed out a letter to Gorden Brown and am going to email it to every bloody sorry MP when I get online again. Hope you are well.;)

Hiya Di, hope your well hunni.:A
Sorry to hear your not settled down quite yet and we understand how difficult this must be for you, it will take some time I expect hun, but keep your chin up, you will get there.:A;)
I do hope they deal with your case sooner that Jan 2010, it still seems like a long time to wait doesn't it?
Good for you writing to GB........:T:T:D.
Good luck with this di. XXXXXXXXXXXXX

Portofino_2

Hi

I have just spoken to MBNA re my first complaint letter on a single premium policy applied to a loan pre 2005. I have been told they will not uphold my complaint. :eek:

So, I am getting my 2nd letter ready to threaten them with the ombudsman. However, I wondered if anyone had any useful advice/comments re how to beef this up?

I will mention that single premiums are now to be banned etc but any other advice would be great.

Thanks!

di3004

Portofino wrote: »

Hi

I have just spoken to MBNA re my first complaint letter on a single premium policy applied to a loan pre 2005. I have been told they will not uphold my complaint. :eek:

So, I am getting my 2nd letter ready to threaten them with the ombudsman. However, I wondered if anyone had any useful advice/comments re how to beef this up?

I will mention that single premiums are now to be banned etc but any other advice would be great.

Thanks!

Hi hun
Sorry to hear this, they are playing hard to get, but your doing the right thing by writing back.
Tell them you still believe the PPI was mis sold to you despite them not upholding your complaint, and if they do not resolve this in your favour, you will not hesitate to take this matter further, as such with the Financial ombudsman service (FOS).
Unless you feel there is anything to add, then that is it really, but this way your following the correct procedures, good luck.;)

Portofino_2

Thanks Di.

I thought I may add something about the ban in 2010 and the FSA position on that to see of they might accept they are wrong. Hey ho!

di3004

Portofino wrote: »

Thanks Di.

I thought I may add something about the ban in 2010 and the FSA position on that to see of they might accept they are wrong. Hey ho!

Yes great idea, go for it, no harm done and hopefully it should help.:T;)X
Fingers crossed X

showergirl

dialysis wrote: »

Hi beaniebabe we have moved in now but its not going too good really i am not settled and want to go back home rung the FSCS yesterday still no joy this time I got 'Picture were declared in default on the 8th July and our case has been outsourced to deloitte it should be sorted by Jan 2010 we are ticked as a priority so could be sooner' great no further really. I have typed out a letter to Gorden Brown and am going to email it to every bloody sorry MP when I get online again. Hope you are well.;)

Hi Dialysis,

Sorry to hear that you are not settled.
Hope things get sorted soon

Take care

marshallka

dialysis wrote: »

Hi beaniebabe we have moved in now but its not going too good really i am not settled and want to go back home rung the FSCS yesterday still no joy this time I got 'Picture were declared in default on the 8th July and our case has been outsourced to deloitte it should be sorted by Jan 2010 we are ticked as a priority so could be sooner' great no further really. I have typed out a letter to Gorden Brown and am going to email it to every bloody sorry MP when I get online again. Hope you are well.;)

It takes a long time to make a house and home dialysis but you will get there. It will all come together but you still have the bitterness there perhaps from the Picture loan and this is still not settled so you cannot begin to heal yet. I think once this is done and dusted you can then begin to accept what has happened and move on. I think its quite natural to feel as you do. I hope they sort it for you real soon and that there is more that you can do than just get your redress back for the PPI. Time is a healer they say and you need to give yourself time.

amberspy

hi im very new to this am very suprised by all ppi as its new thing ive heard me must be thick lol:rolleyes:
with ppi does that mean people can claim bk on loans years ago which had insurance?
does it matter if they told u had to pay insurance ?
i had claim insurance for 3 months due ill health and it messed whole loan up we been in dispute with them for 2 years over loan payments not being rite after this
any advice if i can claim
thanks:beer: