PPI Reclaiming Discussion part 4

maxdp

Hi Stubbsy

Please be very careful dealing over the phone. They will probably record the conversation so be very careful what you say. I would deal in writing that way you have copies of everything that is said. I would download the letter on this site Page 1 there is a SAR. Send it with 10.00 Recorded Delivery. Give them 8 weeks to reply
Good Luck

Incipience

Marshy if you or anyone else are really interested in taking this further, especially the FP lot, I have amassed a huge amount of research and arguments to pursue firstplus. As such I have access to some great resources and in the process of discussing with some independant firms who are willing to take on cases, on a no win no fee basis, and also a 100% payout if you win.. so no fees.

Obvioulsy cant get everyone help, but I will try the best I can.
.

sacbaby37

Hi all, wanted a bit more advise lol, cap refusing to pay all money back on my credit card charges, but paying all the PPI back, :j for the charges they have said for the second time it is there final offer of peanuts, so do i now send them a letter back again refusing and threatening court or do i send them a copy of the FO letter and send one to the FO aswell? thanks. sarah xxxx

maxdp

Wishing you very Good Luck with this Incipience. I hope this works for you. You obviously know your stuff. Hope you keep us informed

maxdp

Sarah
Do you mean they are only reducing the amount down to 12.00 per charge. Or how are they working it out

pinknico

sacbaby37 wrote: »

Hi all, wanted a bit more advise lol, cap refusing to pay all money back on my credit card charges, but paying all the PPI back, :j for the charges they have said for the second time it is there final offer of peanuts, so do i now send them a letter back again refusing and threatening court or do i send them a copy of the FO letter and send one to the FO aswell? thanks. sarah xxxx

Yes a complaint to the FOS and a copy to Capital One. You will get all these charges back.
Well done on the PPI , I knew you would win x

sacbaby37

maxdp wrote: »

Sarah
Do you mean they are only reducing the amount down to 12.00 per charge. Or how are they working it out

No they have offered me £64 and i have worked it out at £487 and that is without any £12 charges added on, and they are saying that there default sums are both fair and legal, and they are dissappointed i am considering court action. It also says they wont be increasing this amount and its there final offer, and included a settlement form so we can put this behind us and save the courts valuable time xxx

pinknico

Exact same letter I got!

Puddlesplasher

Hi,

I'm just wondering if anyone can advise me. I put in a claim to Alliance and Leicester to reclaim PPI eleven weeks ago. I had a response after 8 weeks to say they were still investigating and I could go to FOS if I wished. I sent them the 14 day letter but now, nearly three weeks later, I still haven't heard anything.

I wondering what my next move should be. I put in the claim before discovering this wonderful forum and so didn't do a SAR beforehand. Should I make a SAR now so that I have all the evidence to submit a strong case to the FOS?

sacbaby37

pinknico wrote: »

Exact same letter I got!

hi pink, so when i fill out thif FO form is there any more information i can put down other than there charges being unfair lol xx