PPI Reclaiming Discussion part 4

maxdp

Toffee_Penny wrote: »

Hi again, hope no one feels sick from eating too many creme eggs (they are the best though aren't they? ) Been pondering over FOS response for MBNA ppi reclaim from 2001 when they said they can't help it's too early, MBNA weren't covered.

I researched the net last night and most of today and I have found out about GISC, FLA, FSA, CIA, DFS, FBI and SAS :rotfl: ahem, sorry but I really am getting puzzled

I cannot find anyone who has had the same reaction from the FOS over MBNA to read up on just lots of success stories. I know MBNA were covered by GISC so why can't the FOS help me?

The FOS are not open tomorrow (bank holiday) but I wanted to ask is there a way around this that I have totally missed? I have read up on people successfully reclaiming a good few years prior to 2005 and just don't know where to go from here. I read your thread about FLA and not many have faith in going to these.

Are the FLA and the FSA the same people? Shall I write one more letter to MBNA? Why would MBNA tell me to write to the FOS if they knew they weren't covered?

Am I being a total idiot here? Please answer truthfully but I really just don't get it and thought the FOS would be able to help us

thanks xx

Hi Toffee Penney

I have had a decision uphelp by FOS with MBNA and I have extra info whic h may be of help to you re Interest on PPI etc please pm if you would like this info. Do not know if it would help but am more than willing to share.

Lots of love.x

dave345

Hi have had success claiming back my ppi from black horse sent off template letters to them had usual letter back saying nothing they could do and was all above board etc,so sent letter off to ombudsman for them to look into it had to wait a while but have recieved letter from ombudsman saying ive won and black horse will pay back ppi payments of about £1200+8% interest and £200 extra for my worries so very pleased:jthanks to this site martin and all who work here :beer:

di3004

dave345 wrote: »

Hi have had success claiming back my ppi from black horse sent off template letters to them had usual letter back saying nothing they could do and was all above board etc,so sent letter off to ombudsman for them to look into it had to wait a while but have recieved letter from ombudsman saying ive won and black horse will pay back ppi payments of about £1200+8% interest and £200 extra for my worries so very pleased:jthanks to this site martin and all who work here :beer:

Good one Dave, what wonderful news :T
Congratulations and well done !
:beer::T:beer:XX

sue149

well its 13th april and flrstplus have till the 20th april to make me an offer
no doubt it will be the 20th but if not i will be on the phone too FOS as anyone recived anything from firstplus yet ,will keep u all informed on mine and what happens next.

di3004

sue149 wrote: »

well its 13th april and flrstplus have till the 20th april to make me an offer
no doubt it will be the 20th but if not i will be on the phone too FOS as anyone recived anything from firstplus yet ,will keep u all informed on mine and what happens next.

Hi Sue

Fingers crossed you will hear soon with some very good news.;)
Good luck X

amersall

dave345 wrote: »

Hi have had success claiming back my ppi from black horse sent off template letters to them had usual letter back saying nothing they could do and was all above board etc,so sent letter off to ombudsman for them to look into it had to wait a while but have recieved letter from ombudsman saying ive won and black horse will pay back ppi payments of about £1200+8% interest and £200 extra for my worries so very pleased:jthanks to this site martin and all who work here :beer:

hooray:j:j:janother success:j:j:j

amersall

sue149 wrote: »

well its 13th april and flrstplus have till the 20th april to make me an offer
no doubt it will be the 20th but if not i will be on the phone too FOS as anyone recived anything from firstplus yet ,will keep u all informed on mine and what happens next.

yes first crap will be very last minute, but at least you won, good work

ANGIE54

amersall wrote: »

touche!! i bet you dont hate them:mad::mad::mad::mad::mad::mad::mad::mad: as much as i do lol

maybe not yet but time will tell will let you know

dazzer26

hi amersall your not wrong i'm waiting for my cheques from them and their 4 weeks is up tomorrow.

amersall

dazzer26 wrote: »

hi amersall your not wrong i'm waiting for my cheques from them and their 4 weeks is up tomorrow.

hi dazzer, just glad people are getting results, hope you get yours this week fingers crossed for you. i dont know why everyone has to have cheques, they could just pay by bacs, no they wont do that will they, think of the interest they get for holding on to everyones money for 4 weeks!! do you think there is a claim there for everyone to get the extra 4 weeks interest back??lol