PPI Reclaiming Discussion part 4

amersall

showergirl wrote: »

I have rang RBS and spoke to my caseworker. FOS faxed them a copy of my acceptance letter yesterday and they are busy dealing with it at the moment, hopefully the money will be in my account within a month.

I will give them a ring after the Easter holidays.

well done, hopefully you wont have to wait too long, fingers crossed

amersall

skintmumofone wrote: »

hi all having a bad day got a letter from the Abbey and they are refusing to refund my bank charges therefore I think I will be getting the FSO involved in this am fed up with them how they can justify charging someone over £320 worth of charges in a month is beyond me.

Am so fed up with them. Am having major problems with my upstairs neighbour who seems to want to blast music at the loudest level possible have no idea what to do about him should I get the police or phone the council I dont pay a !!!!!!! mortgage every month to have eejits like him upstairs having parties and playing music at 3 in the morning gr gr gr :mad: :mad:

I think I should go out and come back in again lol still keeping everything crossed re my letters x:T :T :beer: :beer:

hi, it doesnt hurt to let off steam once in a while! in fact when i do i feel a whole lot better, good luck with your claims

amersall

barneybeagle wrote: »

Just a quick update. I phoned up the FOS this morning and the guy there told me that Barclays have a set criteria to follow on working out the payment. He told me that they will pay me back 6 years from the day of my claim. He also told me that by signing the acceptance we are only accepting the offer. If however, we are not happy with what they pay us then we can complain to the FOS. I was hoping we could claim all the way back to 1996, but 6 years is better than nowt!

Tomorrow I'll be calling Barclaycard up to see if they can give me the calculations and also if they can verify what they intend to give us in advance. The FOS advised me to do this as he didn't have details or contacts/phone numbers in Barclays.

We'll see anyway and I'll keep everyone updated with how it goes. Thanks Di for your reply. I notice that you help so many people. Top girl, cheers.

bb

congrats to you, and yes di and all the others on here are really helpfull , if we all stick together we will show these banks they are not god and we are not stupid!!!!

maxdp

showergirl wrote: »

I have rang RBS and spoke to my caseworker. FOS faxed them a copy of my acceptance letter yesterday and they are busy dealing with it at the moment, hopefully the money will be in my account within a month.

I will give them a ring after the Easter holidays.

Fingers crossed for you Showergirl:j

di3004

skintmumofone wrote: »

Thankyou Di once again you are a great help and it's much appreciated.

I am going through all my previous loans with Halifax and scouring them to see if I took PPI out hey the more the better or the merrier eh?

Just hoping to get my finances sorted once and for all as both me and dh are just so hacked off yes I know I got myself into this and believe me I WILL get back out of it.

Just had major barny with the upstairs neighbour.....he was blasting Hey Jude just now and I had to go and shout at him to turn it down as he woke my wee boy up he's only 4 and his routine is all out the window as the numpty upstairs has no consideration for people!

He did say sorry lol :T but he keeps doing it once too often......:mad: :mad:

Oh well its 5 past 12 and I should really get to my bed but happy harry aka hubby is in one stinker of a mood courtesy of our lovely neighbour and his friends. hehe:rotfl:

Oh well its only 4 more days til the weekend when he should be playing it hehe!

On a good note my work won Firm of the Year at the Scottish Legal Awards lol so things are good at work which means pennies will still be paid at the mo.

Nite nite everyone sleep tight and hopt to get somewhere soon with these letters :beer:

Hiya hun

Bless you, I know it can really get to you at times, I do really understand that, and like amersall says, yes its good to let off some steam now and again, it makes you feel a little better doing just that, hope your all okay now though.:A

Hey great news on Firm of the year, well done to you.:T :beer: :T

Good luck with everything hun, we are here for you anytime.

Di
X

di3004

showergirl wrote: »

I have rang RBS and spoke to my caseworker. FOS faxed them a copy of my acceptance letter yesterday and they are busy dealing with it at the moment, hopefully the money will be in my account within a month.

I will give them a ring after the Easter holidays.

Good one Showergirl, this is great news, well done.:T :beer: :T :beer:

Di
X

amersall

hi di hows you? like me i go to bed at night and get up in the morning?:eek: lol. theres been a lot of successes hasnt there, the little people dont take no crap any more, this site is worth its weight in gold, plus the great guys and gals on here who are helpfull and have sound advice. onwards and upwards! x

di3004

amersall wrote: »

hi di hows you? like me i go to bed at night and get up in the morning?:eek: lol. theres been a lot of successes hasnt there, the little people dont take no crap any more, this site is worth its weight in gold, plus the great guys and gals on here who are helpfull and have sound advice. onwards and upwards! x

Hiya amersall, sorry I missed you.......:A , I've been gabbing on the phone lol......:D , the difference with me is that I do try going to bed but end up staying up almost all night anyway.....:o bit like a yoyo really lol :rotfl: :rotfl: , I got used to it now, well after almost 14 years of sleepness nights I should be, and yet when at home as a child it was my bruv (who is autistic) bless keeping us awake, we would be running errands then lol.
We wouldn't change them for the world though.:D :A .

Yes loads of success lately, its been great and makes our days reading these, in fact it feels like we have all won every day, and yep with all the help from you and everyone else its been amazing, good one as well hun:T .

Keep up the great work folks and to everyone, keep on winning.:T :beer:

Di
X

bigjohnuk

Hi Guys,

I have had an offer from Captial One. It took the second letter to get the offer. However I am struggling to understand if the amount is correct. It is for a Credit Card with a balance of around £8,000. Should Captial One Refund all monies paid? The offer they have made is £1205.41. I can not remember how long I have had a the card for. It may be about 5 or 6 years.

All help welcome.

Many thanks

John

Stan73

I have had my 'receipt of complaint' letter from Natwest saying they have assigned a case worked etc and that they aim to complete most issues in 4 weeks but it can take upto 8 weeks.
From reading the posts here I suspect that if they offer anything it will be the past 6 years (I have had the CC since 1996) payment protection.
So now it is the waiting game..........