PPI Reclaiming Discussion part 4

panda_eyes

Dear Beamerguy

thanks for your help/advice with this - my husband has sent his FOs off he also asked 8 weeks ago for SAR from them to see what the postal application says...still nothing and they haven't cashed the £10.00 chq either.. will hit them harder now
big thank you without this site and the feedback from everyone you would just want to give up.. :Akeep up the good work everyone..

beamerguy

amersall wrote: »

He did not,the no quibble was for all ppi claims put on hold before the JR.

Yes, and now look at all the people who are being "fobbed off" by Barclays, its now any old excuse including PASSING the BUCK to the overworked FOS,

Not certain what other word you would use ? HE LIED

monstermuncher

I've had a letter from Central Capital acknowledging receipt of my complaint, and asking for more information. One of the things it asks is when did I become aware I had cause for complaint.

My ex enquired a while ago (just after they'd starting putting the hold on claims, and before that was overturned) and was told we'd missed the deadline to complain. It's only recently that I've found out that wasn't true. I'm not sure what to put for that bit?

beamerguy

monstermuncher wrote: »

I've had a letter from Central Capital acknowledging receipt of my complaint, and asking for more information. One of the things it asks is when did I become aware I had cause for complaint.

My ex enquired a while ago (just after they'd starting putting the hold on claims, and before that was overturned) and was told we'd missed the deadline to complain. It's only recently that I've found out that wasn't true. I'm not sure what to put for that bit?

It is your job to put Central Capital firmly in place

1: You became aware when the misselling scandal was exposed by the media

2: There is no deadline when it comes to theft

paintpotter

Having had a success with mbna, my mother has asked me to pursue a claim for her with the halifax. She has had several loans with them over the course of time. However, she does not have any loan account numbers. Halifax have written saying back due to lack of infomation they can not do any more. Please could some one help and tell me what is her next steps are. thanks in advance, Paul

beamerguy

paintpotter wrote: »

Having had a success with mbna, my mother has asked me to pursue a claim for her with the halifax. She has had several loans with them over the course of time. However, she does not have any loan account numbers. Halifax have written saying back due to lack of infomation they can not do any more. Please could some one help and tell me what is her next steps are. thanks in advance, Paul

Halifax are just playing games with you. Send them a SAR, costs £10 but they are legally obliged to send you the information

AnnieOakley

Can I check that I am doing this correctly as the article was a little confusing.

I have now got my credit report and have the lenders I have used over the last 6 years. I now need to get the info about Account Numbers and if I had PPI (which I am 99% sure I did) by using the SAR template and enclosing a cheque for £10. Once I can confirm these things I then use the questionnaire to send to the lenders explaining my reasons for being mis-sold the PPI.

Is that correct?

Thanks Annie

andynwide

A loan for sainsburys which is now owned by RBS, who do I send letter too?

cappo

AnnieOakley wrote: »

Can I check that I am doing this correctly as the article was a little confusing.

I have now got my credit report and have the lenders I have used over the last 6 years. I now need to get the info about Account Numbers and if I had PPI (which I am 99% sure I did) by using the SAR template and enclosing a cheque for £10. Once I can confirm these things I then use the questionnaire to send to the lenders explaining my reasons for being mis-sold the PPI.

Is that correct?

Thanks Annie

Watcha annie yep thats about it , go for it.

cappo

andynwide wrote: »

A loan for sainsburys which is now owned by RBS, who do I send letter too?

Hi andy if RBS now regulate the loan send the letter to them. (p.s don't forget the ppi questionaire and too keep copes)