PPI Reclaiming Discussion part 4

di3004

maxdp wrote: »

Am Fab Di ta. Let me guess you have been out partying after all your wins.;) Or more to the point cause you have been as usual living on 2 hours sleep a night. Lots of love.x:A

Good your fab hun :T X

Hmmmmm yeah the 2nd one sounds about right lmao :rotfl: :rotfl: :rotfl: , should be having the call from the solicitor sometime early week Max, will keep you posted.;)

Luv Di
XXXX:A

di3004

g3az66 wrote: »

I have made a PPI claim from Lloyds and had to go thru FOS to get it. Last week they agreed to settle the claim..

PPI was £63.84 and its been running since Jan 2004.

Today they have paid £1058.01 into my account.

Could this be the full settlement because we were expecting far more?

I think this maybe the interest payment +8% +£200 compensation they said they would pay.

Has anyone claimed from Lloyds and had it paid in 2 payments.. ie 1 for interest and 1 for the premiums?

Does everyone get all the premiums back or does it depend on the wording of the settlement cos to be honest it may as well be written in chinese..

So many questions, sorry

Hiya hun

And well done to you.:beer: :T :beer:

was this for a loan or credit card ppi hun, just to remind us?

I would ask them to send you a breakdown of how they done this through the post, I had to as well, in fact still waiting, but this can vary to what I know of.
As soon as you have received the breakdown which you are entitled to, please post them up and I'm sure Turbo will be happy to take a look for you, if anything is amiss they should really have to make that amount up.;)

Hope this helps hun.

Di
X

HarriettPotter

Turboman wrote: »

Right-this loan is now paid up--give me the PPI Monthly payment & number of payments and start date

You get back(Mthly PPI x no of pymnts) + 8% on each pymnt from when it was made --I'll calculate the 8% for you or you can use the Bank Charges Calculator on Martins main site page on link below

http://www.moneysavingexpert.com/reclaim/bank-charges#step2

Hi was this note for me?!! (Hope so!)

The only info I have is on the original letter:

Principle loan - £15,600
Loan Payment Protection - £1467.65
Total amount - £17067.65
Interest rate 7.9%

I have been paying £300 per month recently - I took a one month payment break yonks ago - before that it was £296 per month. The first payment was taken in May 2003. Oops sorry meant to say it was a 72 month loan.

Hope that helps.

H x

g3az66

di3004 wrote: »

Hiya hun

And well done to you.:beer: :T :beer:

was this for a loan or credit card ppi hun, just to remind us?

I would ask them to send you a breakdown of how they done this through the post, I had to as well, in fact still waiting, but this can vary to what I know of.
As soon as you have received the breakdown which you are entitled to, please post them up and I'm sure Turbo will be happy to take a look for you, if anything is amiss they should really have to make that amount up.;)

Hope this helps hun.

Di
X

Thanks for the reply, it was a loan.....

Will be on the blower to them tomorrow

di3004

g3az66 wrote: »

Thanks for the reply, it was a loan.....

Will be on the blower to them tomorrow

Good luck hun, infact I emailed Lloyds Internet Banking if you want those details as well, but the thing is you just generally get a response to let you know someone will be in contact the next 10 working days, but at least by ringing them its a far quicker method.;)

Di
X

g3az66

di3004 wrote: »

Good luck hun, infact I emailed Lloyds Internet Banking if you want those details as well, but the thing is you just generally get a response to let you know someone will be in contact the next 10 working days, but at least by ringing them its a far quicker method.;)

Di
X

Sorry to be so rude but have you been paid out?

di3004

g3az66 wrote: »

Sorry to be so rude but have you been paid out?

Your not being rude hun and yes.;)
Mine was Credit Card PPI, with int etc over £1.5K.

Hubby's first one on lloyds credit card ppi was a little more and he has another to go as well which is still ongoing with the FOS, should be more on that one.;)

g3az66

di3004 wrote: »

Your not being rude hun and yes.;)
Mine was Credit Card PPI, with int etc over £1.5K.

Hubby's first one on lloyds credit card ppi was a little more and he has another to go as well which is still ongoing with the FOS, should be more on that one.;)

Nice one:T and thanks

di3004

g3az66 wrote: »

Nice one:T and thanks

Thank you too and again well done, keep us posted.:T :beer: :T

Di
X

tiggrae

g3az66 wrote: »

I have made a PPI claim from Lloyds and had to go thru FOS to get it. Last week they agreed to settle the claim..

PPI was £63.84 and its been running since Jan 2004.

Today they have paid £1058.01 into my account.

Could this be the full settlement because we were expecting far more?

I think this maybe the interest payment +8% +£200 compensation they said they would pay.

Has anyone claimed from Lloyds and had it paid in 2 payments.. ie 1 for interest and 1 for the premiums?

Does everyone get all the premiums back or does it depend on the wording of the settlement cos to be honest it may as well be written in chinese..

So many questions, sorry

Did you have anything remaining on the loan to pay, have they knocked anything off the outstanding balance ?