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PPI Reclaiming Discussion part 4

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Comments

  • di3004
    di3004 Posts: 42,579 Forumite
    evie_g wrote: »
    Does anyone have an e mail address for the CEO of Northern Bank please? It would be much appreciated.
    Thanks,
    Evie


    Evie, good luck on this and below is a link to internal complaints to NR, and an email contact, fingers crossed x;)

    http://www.northernrock.co.uk/downloads/ICPNEW.pdf
    The one and only "Dizzy Di" :D
  • evie_g wrote: »
    Does anyone have an e mail address for the CEO of Northern Bank please? It would be much appreciated.
    Thanks,
    Evie

    Hi there

    Northern Bank in Northern Ireland - Gerry Mallon. Googled it but they won't let me copy the link over :(

    Can't find an email address.

    Good Luck
  • ThunderCat wrote: »
    Still awaiting payment of £1646.31 from Lloyds TSB

    Interest at 8% (which came to £378.96) was calculated up until 13/10/11

    That date has now passed. So I guess that I can expect the interest to rack up on a daily basis from the 14th onwards? If so, then can someone be kind enough to tell me how this is calculated.

    I called Lloyds last week and they told me that the 8% interest won't be automatically re-calculated if it goes beyond the date specified in the letter. I could ask them to do so, but that would mean the payment would go to the back of the queue and another 6 to 8 week wait.
  • di3004
    di3004 Posts: 42,579 Forumite
    olliecp77 wrote: »
    Hi there

    Northern Bank in Northern Ireland - Gerry Mallon. Googled it but they won't let me copy the link over :(

    Can't find an email address.

    Good Luck


    Hi there

    I have posted some details on my above link that may help in regards of Northern Rock, good luck.;)
    The one and only "Dizzy Di" :D
  • robs1234 wrote: »
    I called Lloyds last week and they told me that the 8% interest won't be automatically re-calculated if it goes beyond the date specified in the letter. I could ask them to do so, but that would mean the payment would go to the back of the queue and another 6 to 8 week wait.

    Thanks for the info robs1234!

    Screw that! I'm just going to take the money and run. I've waited long enough already. :rotfl:
    2018 wins: Hong Kong holiday
  • sunny8_2
    sunny8_2 Posts: 368 Forumite
    di3004 wrote: »
    Sunny Portfield are loan brokers, and found the link below (not many details as such), what we need to find out is, if Norton also taken on the liabilities.
    What year was your loan?

    http://www.secureloanuk.co.uk/Lenders/PortfieldFinancial.html

    The only other thing I can suggest is contact the FOS, explain your predicament, and they should advise on who should be pursued.;)

    hi Di, thanks for the help, the loan was took out in 2004, i was trying to look on the internet to see if norton would accept liability?xx
  • sunny8_2
    sunny8_2 Posts: 368 Forumite
    smitchy73 wrote: »
    Just to add, I didn't sleep for worrying about it overnight from Thursdsay to Friday as when I was expecting just to be back on my feet again, I thought I was going to be back in the same boat again, but thanks to some negligence on their part I may have escaped a bit of that, so I slept like a baby last night, phew.

    Wow - could imagine buddy - you have certainly been through the mill but as you so rightly deserve - to come out the other side smiling :T:T:T:Txx
  • di3004
    di3004 Posts: 42,579 Forumite
    sunny8 wrote: »
    hi Di, thanks for the help, the loan was took out in 2004, i was trying to look on the internet to see if norton would accept liability?xx


    Hi honey

    Yes that will be worth doing first, hopefully they will, but if worse comes to worse then you do have the underwriter.;)
    I would definately give it a go with NF first though, good luck xx
    The one and only "Dizzy Di" :D
  • sunny8_2
    sunny8_2 Posts: 368 Forumite
    di3004 wrote: »
    Hi honey

    Yes that will be worth doing first, hopefully they will, but if worse comes to worse then you do have the underwriter.;)
    I would definately give it a go with NF first though, good luck xx

    There isnt an email for them is there that you know of di?xx
  • cappo
    cappo Posts: 2,121 Forumite
    beamerguy wrote: »
    Royal Bank of Scotland admits interest fraud

    Just been browsing around and came across a site
    http://www.meejahor.com/2011/05/26/royal-bank-of-scotland-admits-interest-fraud/

    IT SAYS: and read this because the same could happen to you

    Royal Bank of Scotland customers know that they fiddle our accounts to reduce interest payments. Or, if you’re overdrawn, to charge you more interest and hit you with penalty fees. They do it by exploiting a loophole in the direct debit rules. The rules state:

    If the payment due date falls at a weekend or on a bank holiday the organisation is obliged to debit your account just after the due date, not before

    Sure enough, RBS gives the money to the direct debit recipient on the first banking day after the weekend or bank holiday. But they deduct the funds from your balance on the last banking day before the weekend or bank holiday. This is difficult to prove, because it never shows up that way on your statement, but fortunately RBS has now brazenly admitted to the practice.

    Now RBS policy is that they’ll honour a direct debit if the funds are in your account by 2pm on the due date. Yet here they falsely state that the funds must be in your account on Friday for direct debits due on Saturday, Sunday, Monday or Tuesday. Worse, even though the funds are in your account, they’ll just be circling around aimlessly in some sort of fraudulent holding pattern, not paid to the direct debit recipient but also not available to you and not earning you interest.

    Banks pay us interest because we’re lending them our money. What RBS admits to doing here is keeping the money, so they can still use it, but not paying interest on it for up to three days.

    IT SEEMS THE WORD FRAUD IS FULLY ATTACHED TO THE RBS

    The Moral of this story is NEVER open an account of any sort with the RBS/Natwest. Certainly NEVER purchase any insurance from them



    I think the banks are as crooked as the day is long and it's not restricted to hesters lot, but in all seriousness guys it's about time hester decided to take a walk.
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