PPI Reclaiming Discussion part 4

oggie1

Hi All had letter from LLOYDS TSB Todaywith figures for my loans
Loan 1

refund of premiums £511.28
interest at 8% up to 5th oct £371.77
Total £883.05


Loan 2
Refund of premiums £125.67
Interest at 8% to 5th oct £87.51
Other indirect losess £81.33
Excess balance and interest £14.59
Total £309.10

Loan 3
Early settlement difference £447.78
Interest at 8% up to 5th oct £287.03
Excess balance and interest £57.69

Grand total £1,984.65 is now due to you
Are the working out figures correct as I only Had account numbers and they said they didnt have any paperwork as it was to far back 2001 2003 and 2004 so I sent a consumer questionnaire for each account number I had.

I had sent my acceptance form back on monday this week but in the letter it says However to conclude this matter for you as quickly as possible ,we now do not rquire this form to be returned by you.This means that unless you contact us to tell us that you want to reject our offer,the amount set out in our offer will be paid to you.
Just a case of waiting happy days lol
oggie 1

tonyaddict1

after recieving a crap offer of £981 off rbs a few days ago we have just recieved another letter dated 3 days later and they are now offering £7.699.64p. so so sooo happy.

thanks for all ur help people.:A

sands02

tonyaddict1 wrote: »

after recieving a crap offer of £981 off rbs a few days ago we have just recieved another letter dated 3 days later and they are now offering £7.699.64p. so so sooo happy.

thanks for all ur help people.:A

:T:T:T:T:T:T:T:T:T:T:Twell done

miamoo

Hi, we recieved a letter from Santander offering us a refund of just over 4k on a loan my boyfriend took out years ago. I had no idea that the PPI miss selling had affected us untill I looked into it more, and now I realise that he was miss sold PPI on 2 credit cards. I want to try and reclaim the money for him, but the accounts are in arrears, and he is making an agreed minimum payment currently. Obviously any money that he can reclaim (if any) would pay off the balance, but will they consider a PPI refund when the account is in arrears?
Logically I think they should, as the main cause of the arrears is due to the PPI payments, but they dont always work logically!
Would it be worth mentioning that we want to pay all arrears and settle the balance with any payment? or is this not necessary? thanks

jackaboy19

Hi. Sorry about this...I know this has been posted before (but do you think I can find it!). Can anyone give me a contact email for complaints to Santander. I have already emailed through their online system(twice) and wrote to them in July but have never received a reply. I don't want to do anything over the phone, so an actual email would be great.

Thanks very much.

smitchy73

miamoo wrote: »

Hi, we recieved a letter from Santander offering us a refund of just over 4k on a loan my boyfriend took out years ago. I had no idea that the PPI miss selling had affected us untill I looked into it more, and now I realise that he was miss sold PPI on 2 credit cards. I want to try and reclaim the money for him, but the accounts are in arrears, and he is making an agreed minimum payment currently. Obviously any money that he can reclaim (if any) would pay off the balance, but will they consider a PPI refund when the account is in arrears?
Logically I think they should, as the main cause of the arrears is due to the PPI payments, but they dont always work logically!
Would it be worth mentioning that we want to pay all arrears and settle the balance with any payment? or is this not necessary? thanks

Hi miamoo, yes still claim if you have the reasons for ebing mis-sold and have the card numbers then heck yes go for it. The sooner the better too, all they will do is pay off any arrears with any redress they make, but thats a good thing. Anything left over should be returned to him.
Hope this helps:D

smitchy73

jackaboy19 wrote: »

Hi. Sorry about this...I know this has been posted before (but do you think I can find it!). Can anyone give me a contact email for complaints to Santander. I have already emailed through their online system(twice) and wrote to them in July but have never received a reply. I don't want to do anything over the phone, so an actual email would be great.

Thanks very much.

Have you got a complaint registered or acknowledged with them at the moment or are you trying to lodge a complaint of mis-selling with them?

lisajaynec

mixyc wrote: »

Hi i have just had an offer from first plus for 18k!!!!! sent one letter which i found on this forum back in May, had numerous replies back saying they will contact us in x amounts of weeks. i just let it run it's course and finally had offer last week. the only problem is they say we will receive cheque in 8 weeks!!!!! has anyone had this before and should i chase them to get MY money quicker? or am i being a bit impatient? thanks

Well done :j

lisajaynec

sands02 wrote: »

Hi
Congratulations all winners:T:T:T:T:T:T Just received letter from Lloyds, they are paying £5741.37 into my bank for my loan...........so chuffed:j:j:j:j:j:j............Just waiting to hear about my credit card settlement...........A big, big thankyou to MSE forum. I couldn't have done it without you. This is a great site.:):):):):)

Well done :j

lisajaynec

oggie1 wrote: »

Hi All had letter from LLOYDS TSB Todaywith figures for my loans
Loan 1

refund of premiums £511.28
interest at 8% up to 5th oct £371.77
Total £883.05


Loan 2
Refund of premiums £125.67
Interest at 8% to 5th oct £87.51
Other indirect losess £81.33
Excess balance and interest £14.59
Total £309.10

Loan 3
Early settlement difference £447.78
Interest at 8% up to 5th oct £287.03
Excess balance and interest £57.69

Grand total £1,984.65 is now due to you
Are the working out figures correct as I only Had account numbers and they said they didnt have any paperwork as it was to far back 2001 2003 and 2004 so I sent a consumer questionnaire for each account number I had.

I had sent my acceptance form back on monday this week but in the letter it says However to conclude this matter for you as quickly as possible ,we now do not rquire this form to be returned by you.This means that unless you contact us to tell us that you want to reject our offer,the amount set out in our offer will be paid to you.
Just a case of waiting happy days lol
oggie 1

Well done :j