PPI Reclaiming Discussion part 4

anaylorefc

When I send off my PPI FOS form, do I need to send a letter with it stating how much I want back? And any other information?

thanks

smitchy73

cappo wrote: »

sorry i've not been out on here too much today i lit a fire in our incinerator today and the wind got up and burnt our 20ft leylandii hedge down i'm gutted we nearly lost both the sheds too, 2 fire engines, ambulances and first responders all because of the american hurricane residue, lovely eh.

Hope you're all doing okay cappo and recovered from yesterday.

smitchy73

cappo wrote: »

hope you feeling better smitchy whats a matter fella i've missed half the posts on here today, we'll be keeping everything crossed for our sunny, go girl:):):):):):):):):):):):):):):):):):):)

Picked up another chest infection so was off yesterday and decided to stay off work today too, this after being off on holidays last week. Have asthma and things weren't right on Sunday, had to go into work on Monday, cant go sick straight after holidays, so went in on Monday then docs on Tuesday. Also had a hearing test on Monday evening at hospital due to noisey machinery at work...eh...what?!
Feeling better today(wee bit) sitting on me backside doing heehaw:D

smitchy73

anaylorefc wrote: »

When I send off my PPI FOS form, do I need to send a letter with it stating how much I want back? And any other information?

thanks

No you don't need to tell them how much you want back, they will work out whats due to you from the payments you have paid or were charged over the term of the loan or the credit card.

They have certain parameters to work from, but the main one being to put you back into the position you would've been in if you hadn't had ppi on your account/loan, IF they find in favour of your complaint.

Once you find out if they have found in your favour they should send you a full breakdown of any redress and you can post details here for some to check for you.

You could post in the meantime for an idea, look back to some of niggly's posts and see the information he needs to give you a good solid figure, he's not usually wrong!:D

cappo

smitchy73 wrote: »

Hope you're all doing okay cappo and recovered from yesterday.

Yes fine thanks mate.

cappo

smitchy73 wrote: »

Picked up another chest infection so was off yesterday and decided to stay off work today too, this after being off on holidays last week. Have asthma and things weren't right on Sunday, had to go into work on Monday, cant go sick straight after holidays, so went in on Monday then docs on Tuesday. Also had a hearing test on Monday evening at hospital due to noisey machinery at work...eh...what?!
Feeling better today(wee bit) sitting on me backside doing heehaw:D

You take it easy asthma is a dangerous thing, watch how you go:beer:.

tony955

nicola1984 wrote: »

i recieved my settlement figure on 8th july and still havent had payment, so i wouldnt hold your breath!

are you with tsb also and have you contacted them

irnbru74

Hi,
I have phoned different departments repeatedly to ask when PPI was first applied to account and no one can tell me, they only tell me went I cancelled!
I'm waiting on SAR from LTSB as I feel they are mucking me about.
I've had card since 1996, what exactly should be in it, will there be statements going back to 1996?
I have phoned different departments repeatedly to ask when PPI was first applied to account and no one can tell me, they only tell me went I cancelled!
Also I requested original T&C's in June gave them over a fortnight to reply to me then nothing! I phoned them weekly and kept on getting told something different, eventually I got a letter telling me than don't have a copy - 8 weeks down the line, so I sent a SAR them in middle of August.
I've already put my complaint in, I honestly don't remember asking for PPI or being asked about it and only got the credit card as I had opened a bank account with them.
If the PPI was applied when CC was opened, if they can't find T&C's what or how else will they investigate complaint?

Sorry for all the questions!

amersall

Placida wrote: »

just wondered if any one could help me with this please?

Hi there, post this here

https://forums.moneysavingexpert.com/discussion/1596473
Someone will take a look at this for you,sorry no one replied quicker
These threads are moving at such a speed we cant keep up.

amersall

smitchy73 wrote: »

Guys,
I know i'm a regular but just found some paperwork with Halifax for a secured loan with the above on it, I checked and it's been paid off with equity taken out on the house, but I'm assuming I just go about the reclaim in the same way as unsecured lending?
Cheers:D

Yes,it is the same.
I dont need to post the links for what you need to do:rotfl::rotfl:
Or do i?