PPI Reclaiming Discussion part 4

mumofjanda

smitchy73 wrote: »

I know some banks are a bit funny about it, when I did my five with RBS I put them all in seperately, but if your reasons were the same there probably isn't anything wrong with putting them in on the same form, just where it asks for your account numbers just put in the different loan numbers, and if you do a covering letter, just state that the complaint is in for the two or whatever number of loans it is for.

Thanks again Smitchy!

I'll send one to start and see what happens. The reasons for mis-sell will be the same for all loans so I'll wait and see if they ask for seperate forms. Think they will just tell me to go away anyway, as I can't find any paperwork but heyho,worth a stamp I suppose!!

Will keep you updated!

Good Luck to you and everyone else this week!!:)

lisajaynec

Hi
I had a credit card with Barclaycard in late 1990s is it worth doing a SAR to Barclays to see if they have the account number as I dont have it. Any one got the address please for a SAR. Any suggestions welcome

Thanks
Lisa

di3004

lisajaynec wrote: »

Hi
I had a credit card with Barclaycard in late 1990s is it worth doing a SAR to Barclays to see if they have the account number as I dont have it. Any one got the address please for a SAR. Any suggestions welcome

Thanks
Lisa

Hi Lisa

You can request a SAR if you want to, hopefully they will still hold the data going back that far, as some will and others will not, and only hold data going back to the last 6 years, saying that when i requested a SAR last year via Lloyds they enclosed data going back to the late 90's, so its a chance we take I suppose.

No harm in doing so, and if they're unable to provide you with any of the data, they must return your payment of £10 cheque or postal order and should explain by letter as well.

Peter Townsend
Manager,
Barclays Data Protection
Radbroke Hall
Knutsford
Cheshire
WA169EU
Tel 01565614000
Fax 01565613583


With the details above, I would ring or email them to make sure on the address.;)
Post by recorded signed for delivery for your proof of posting as well.

Do you have the link to the SAR? if not then here it is here,,
https://forums.moneysavingexpert.com/discussion/1475553

If you bank with these as well, they supposed to provide everything/all data on all accounts you taken out with them by providing the bank number, and one SAR and one payment is sufficient, you can use your bank account number for this request, and/or enclose any other account numbers you have taken out with them under the same letter if you want to.:)

lisajaynec

Thanks again Di, I couldn't have done this without you and the rest of the forumers.
Keep up the good work
Lisa

di3004

lisajaynec wrote: »

Thanks again Di, I couldn't have done this without you and the rest of the forumers.
Keep up the good work
Lisa

Your very welcome Lisa and the best of luck.:A;) thank you x;)

chrismargrett

cappo wrote: »

Hi chris i hope you've found out the information you wanted re calculations, good luck on your win:j:money::D:T:)

Not as yet on the calculations. Just confused how the original PPI was £290 but there only offering me £230, maybe to do with me having defaulted on the loan

ned_nederlander

Hi guys ...


I'm sure the answers are in here but I started looking and was getting bogged down:


I have a First Plus loan, a rather substantial one - one that included a previous FP loan, and I know have some sort of option on unused PPI which I can claim in November of next year

I wanted to check with First Plus to see where I stand with this but Google brought up lots of pages about making claims against First Plus !

What is the basis of these claims ... is it purely PPI or have there been unfair charges etc., would a claim affect my current loan ?

Basically - what options do I have ?

cappo

chrismargrett wrote: »

Not as yet on the calculations. Just confused how the original PPI was £290 but there only offering me £230, maybe to do with me having defaulted on the loan

if the loan has now been settled chris it should'nt make any difference, the only time it should is if the loan hasn't been paid off or is in arrears with not being paid off,maybe they've made a mistake, i'd send IANC or niggly a pm and see if they'll check this out for you,it's not unknown that banks might send the wrong calculations out especially if it's in there favour.

cappo

Hi guys at last LTSB have cashed my sar cheque,should'nt be long now.

cappo

lisajaynec wrote: »

Hi
I had a credit card with Barclaycard in late 1990s is it worth doing a SAR to Barclays to see if they have the account number as I dont have it. Any one got the address please for a SAR. Any suggestions welcome

Thanks
Lisa

It's always worth doing a sar lisa especially if the banks arn't being forthcoming with the information