PPI Reclaiming Discussion part 4

di3004

cappo wrote: »

And me,hi guys

Oops :eek: sorry Cappo for missing you .
Bless you too x

Hope you've had a good day though x;)

k77mss

hi guys can you tell me email for hfc ceo thanxs

di3004

k77mss wrote: »

hi guys can you tell me email for hfc ceo thanxs

Hiya

the one below is the one I used for HFC and they got back to me on that one, even though its HSBC, good luck.

[EMAIL="chiefexecutivehsbcbank@hsbc.com"]chiefexecutivehsbcbank@hsbc.com[/EMAIL]

cappo

smitchy73 wrote: »

lets hope so, but it will be a few weeks yet I'm pretty sure.

Whats your story cappo?

I've got 8 hsbc claims,1 cap 1 claim (ombudsman) and 1 barclaycard claim in (ombudsman) and 1 LTSB sar in,originally started looking for ways to claim back ppi myself after i got a claims management co to do some initial claims and discovered Legal beagles forum accidentally and found this one shortly after and started then realising how these banks have stitched us up thats about it smitchy,nothing to exciting,sorry i did'nt reply to this sooner,only just come back on here again.:)

smitchy73

cappo wrote: »

I've got 8 hsbc claims,1 cap 1 claim (ombudsman) and 1 barclaycard claim in (ombudsman) and 1 LTSB sar in,originally started looking for ways to claim back ppi myself after i got a claims management co to do some initial claims and discovered Legal beagles forum accidentally and found this one shortly after and started then realising how these banks have stitched us up thats about it smitchy,nothing to exciting,sorry i did'nt reply to this sooner,only just come back on here again.:)

LOL, just back myself. Cool, sounds interesting some of your complaints. I've been on this site for years myself, but only really paid much attention to the reclaiming in the past few months, tried before and was unsuccesful, partly because I gave up and partly because I didn't read and check enough before claiming, now armed to the teeth and have read the FSA handbook a couple of times now(nerd I know) so that when the banks come back with a no I can hit them back with the parts of the handbook.:D

cappo

just as we all thought this proves again what we already knew,the banks still are doing nothing about treating customers properly.





http://www.independent.co.uk/news/business/news/financial-firms-have-not-learned-says-fsa-chief-2304051.html

Iowehowmuch?

Hi, I was wondering if anyone could give me some advice. Until recently I didn't appreciate that I had it on my credit cards. I have been offered PPI in the past when I have taken out loans but have always refused it because I am a civil servant and have good terms & conditions as far as sickness or redundancy are concerned. I took out my credit cards years ago and was quite young and naive. I didn't ask for the PPI (at least I didn't verbally - I have no idea what I put on the form at the time) and I didn't get any advice from the woman at the building society who helped me complete the form, otherwise in the same way as I have with loans I would have turned it down.

My question is, would this be a good enough reason to get the PPI back in a claim? Or has anyone had any success claiming for similar reasons?

smitchy73

Iowehowmuch? wrote: »

Hi, I was wondering if anyone could give me some advice. Until recently I didn't appreciate that I had it on my credit cards. I have been offered PPI in the past when I have taken out loans but have always refused it because I am a civil servant and have good terms & conditions as far as sickness or redundancy are concerned. I took out my credit cards years ago and was quite young and naive. I didn't ask for the PPI (at least I didn't verbally - I have no idea what I put on the form at the time) and I didn't get any advice from the woman at the building society who helped me complete the form, otherwise in the same way as I have with loans I would have turned it down.

My question is, would this be a good enough reason to get the PPI back in a claim? Or has anyone had any success claiming for similar reasons?

Yes, they have sold you a policy that didn't suit your demands and needs, and they didn't check to see if you had cover elsewhere, read the reclaim section, fill out the FOS consumer questionnaire and pop it off recorded delivery.
If you need any further help we'll all assist and all for the great percentage of 0%,

cappo

Iowehowmuch? wrote: »

Hi, I was wondering if anyone could give me some advice. Until recently I didn't appreciate that I had it on my credit cards. I have been offered PPI in the past when I have taken out loans but have always refused it because I am a civil servant and have good terms & conditions as far as sickness or redundancy are concerned. I took out my credit cards years ago and was quite young and naive. I didn't ask for the PPI (at least I didn't verbally - I have no idea what I put on the form at the time) and I didn't get any advice from the woman at the building society who helped me complete the form, otherwise in the same way as I have with loans I would have turned it down.

My question is, would this be a good enough reason to get the PPI back in a claim? Or has anyone had any success claiming for similar reasons?

Yep,sounds like good enough reasons to me, i'd proceed with this,i think you've got a good claim for misold here

IANC

Morning fellow claimants.

I'm now into my 9th week with my claims.

I keep reading that people are chasing the institutions and wonder whether I should? Or is it still too soon?

Also, would you try ringing first, or would you just email the CEO?