PPI Reclaiming Discussion part 4

cappo

boycey01 wrote: »

Well done Cappo. CONGRATULATIONS! :beer:
How long had you been waiting for this one?? :T:j

This was one of the unusually quick ones boycey, i first contacted them on 06.05.11 so quite quick,shame they arn't all like that,they just won't admit to me having ppi on my credit card.

di3004

cappo wrote: »

no Di it was £200.00 more than i was expecting

Absolutely wonderful!:T:beer::j great news Cappo.

Did they also send you prior to this the written calculations?
So pleased for you and well deserved x:beer:

I am asking, as you know they sent my calculations but I have nothing/no paperwork to compare it to, so wondering if they will send what they stated or if it will differ, but Cappo that is wonderful:T

cappo

di3004 wrote: »

Absolutely wonderful!:T:beer::j great news Cappo.

Did they also send you prior to this the written calculations?
So pleased for you and well deserved x:beer:

I am asking, as you know they sent my calculations but I have nothing/no paperwork to compare it to, so wondering if they will send what they stated or if it will differ, but Cappo that is wonderful:T

Yes Di i only got basic calculations which is why i did,nt realise i had more interest,it was so long ago and i did,nt have any paperwork so i did,nt know what to expect, am going to unfortunately going to probably end up having to get shirty over them not admitting to my ppi on my credit card,hopefully when i sar them i will get info on credit card account as well

di3004

cappo wrote: »

Yes Di i only got basic calculations which is why i did,nt realise i had more interest,it was so long ago and i did,nt have any paperwork so i did,nt know what to expect, am going to unfortunately going to probably end up having to get shirty over them not admitting to my ppi on my credit card,hopefully when i sar them i will get info on credit card account as well

Brilliant Cappo.:j:T

Well lets hope this other matter is sorted and resolved soon as well then, all the messing round on that one!;)

KIMY

Sorry to pester but helping a friend claim on her MBNA card from 2006 and not sure if to write to Santander cards in Leeds or MBNA at Chester.
If anyone on site has claimed missold PPI for a MBNA card can you help by advising which address you corresponded with
Many Thanks

di3004

KIMY wrote: »

Sorry to pester but helping a friend claim on her MBNA card from 2006 and not sure if to write to Santander cards in Leeds or MBNA at Chester.
If anyone on site has claimed missold PPI for a MBNA card can you help by advising which address you corresponded with
Many Thanks

Hi KIMY

Did you get round to contacting the FOS on this? you can ring them on the general customer line, and they would have dealt with them when dealing with complaints, they should be able to give you the correct contact details.

Sorry if you missed my post on this earlier.;)

h0pusp0pus

hi guys just rang egg to see if i could get a copy of my original agreement and she said yeah no problem and it doesnt matter how long ago i opened the account they will have it on record so im hoping that it will state on it that i had ppi insurance dating back to 2003 so i can get all my ppi payments back she said i had to send off the £1 cheque to the data request team, is there a template for this letter i have to send off at all? any particular words i have to use in it ??

h0pusp0pus

please

di3004

h0pusp0pus wrote: »

hi guys just rang egg to see if i could get a copy of my original agreement and she said yeah no problem and it doesnt matter how long ago i opened the account they will have it on record so im hoping that it will state on it that i had ppi insurance dating back to 2003 so i can get all my ppi payments back she said i had to send off the £1 cheque to the data request team, is there a template for this letter i have to send off at all? any particular words i have to use in it ??

Hiya

I would just write a simple personal letter of request.

Just write something like this......


Dear Sir/Madam

Account number

I enclose £1 cheque/Postal order for the request of my Credit Agreement and I expect to receive this by 12 days.
The account number for this Policy is shown as above.

(You can mention that you spoken to one of the staff member's) on the telephone dated XX/XX/2011 who said that you were to request for this by writing with the enclosed payment if you want to).
Keep it simple.;)

Rearea_2

Hi all,

I have been following this thread for a while but this is my first posting. I took out an unsecured Natwest loan, that included PPI and ended up defaulting on the loan. I am now paying back the loan in instalments following a charging order being placed against my home. Any idea if I will run into problems trying to claim back the PPI, as I'm worried they might try to enforce a sale of my house to recover the original debt.
I can't remember exactly when the loan was taken out but thinking it might be on the 6 year cut-off mark. Thanks for any advice.