PPI Reclaiming Discussion part 4

sshanahan

Hi Guys, hope you can help!

I had a PPI claim that was not upheld by the FOS last year in relation to PPI I had on my HSBC credit card. In light of the news today, is it worth me writing to HSBC again to re-reclaim.:huh:

Thanks in advance

Steve

Seanm2011

Wendy

I received £3750 refund from Halifax thanks to following your advice and template. This was about 18 months ago. The loan is still in place can I receive compensation from Halifax for this mis sell?

Sean

lucieloo

hi i have an account number from a loan i had with hsbc in 1999 i have complained about it and they have said they cant find a ppi policy attached to it.they have asked for proof for the ppi which i have not got but im sure i had it with this loan. is there any way i can find out for sure/ thy have told me to refer it to ombudsman.

di3004

TUSK wrote: »

Can abyone help me , can i claim ppi if ive claimed on it ta .

Hi there

Yes you can depending on your reasons, but please be aware if a successful claim have already been made, the refund will be reduced.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

Good luck.

di3004

sshanahan wrote: »

Hi Guys, hope you can help!

I had a PPI claim that was not upheld by the FOS last year in relation to PPI I had on my HSBC credit card. In light of the news today, is it worth me writing to HSBC again to re-reclaim.:huh:

Thanks in advance

Steve

Hi Steve and welcome
It maybe the case of them going back to it anyway, but in your case I would contact the FOS again on this and see what their own suggestions are, hopefully it will be a better outcome this time round, good luck.

Seanm2011

Thanks again, would I ask for compensation from the Halfax or ask one of those companies who are stating they can get compensation to doit for me?

Thanks again

di3004

Seanm2011 wrote: »

Thanks again, would I ask for compensation from the Halfax or ask one of those companies who are stating they can get compensation to doit for me?

Thanks again

Hiya

Do not use a claims company, they will only end up charging you, this is quite straight forward, and its just a matter of completing a reclaim questionnaire - if you were to have another go.

http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#step3

Complete and send the reclaim to the head office or complaints dept, allow 8 weeks for a decision, and remember to save copies of paperwork sent and received, good luck.

chalfont_girl

I had a ppi for a car loan that i took out with welcome finance which has been paid. i have been told that welcome have gone into administration can i still claim on this and if i can who do make the claim with.

di3004

chalfont_girl wrote: »

I had a ppi for a car loan that i took out with welcome finance which has been paid. i have been told that welcome have gone into administration can i still claim on this and if i can who do make the claim with.

Hi there
If it were Welcome that sold and set up your account, then you now make a claim through the Financial compensation scheme (FSCS).
Contact them for a claim form.
http://www.fscs.org.uk/contact-us/

If you were sold the account after Jan 2005, the FSCS will deal with it, as they were regulated by the FSA, but if prior to that, I would contact the Financial ombudsman service (FOS) who will suggest another avenue.
Normally the underwriter/insurer.
Good luck.
http://www.financial-ombudsman.org.uk/contact/index.html

headersandsills

Is credit care the same thing as ppi ?