PPI Reclaiming Discussion part 4

pinknico

Stillsmiling wrote: »

Okay, so I know Worst Plus will pay out (Thanks Ombudsman!) but how do I work out what they owe me? Can someone please help? If so what info do you need from me?

THANKS in advance

Turboman will need:
Loan amount
ppi amount
length of loan
is it a settled or unsettled loan
monthly amount payable
interest rate
apr
Loan start date


I think thats about it!:D

cherrypie556

Hi guys. Im sure this has been asked before but without spending hours trailing through 1000's of pages I can't seem to find it.

How do I get information on store cards/loans I have had previously which are now paid off? DH has had a few loans over the past few years which are now paid off and I have had a couple of store cards, again paid off. Neither of us know the account numbers etc on these accounts to quote them in correspondances.

Also can i request monies back from the same lender for both a paid loan and a current Credit card. One in my name one in Hubbys but same account?

Thanks!

di3004

cherrypie556 wrote: »

Hi guys. Im sure this has been asked before but without spending hours trailing through 1000's of pages I can't seem to find it.

How do I get information on store cards/loans I have had previously which are now paid off? DH has had a few loans over the past few years which are now paid off and I have had a couple of store cards, again paid off. Neither of us know the account numbers etc on these accounts to quote them in correspondances.

Thanks!

Hello there

I take it this in in regards of PPI reclaiming?

If you've no info and this has been over the last 6 years, write to the company and request for a copy of the agreement, enclose a £1 postal order or cheque payment, they should supply this within 12 days of request.

If you require more information, it could be worth requesting a Subject Access Request (SAR), they have to supply you with all info they have on you going back as far as 6 years, and comply within 40 days of request.

There is a SAR letter template on the thread with details.
..................................................................................................
To reclaim for being mis sold for any reason, check this here:
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

There are some useful info and a reclaim letter template, they have 8 weeks to respond in full, post by recorded delivery, as the same with the SAR request.

Another letter maybe required if not successful first time round, or until you receive their final response where they should enclose details on how you can take this further, such as with the financial ombudsman service.

Keep us posted though if you can and let us know if any help is needed, good luck.;)

di3004

nutmeg wrote: »

:beer: :beer: :beer: :beer: :beer: :beer: :beer:


congratulations Di, so very happy for you

:j :j :j :j :j :j :j :j :j :j :j :j :j :j

at last!!!!!!:T :T :T :T :T :T

p.s. MSN down will be in touch as soom as im up and running again x

Awe thank you nutmeg :A X
Its been a great day today, and knowing we can move forward a little now does help.:T
Thanks so much.;)

Di
XXXXXXXXXXXXXXXXXX

di3004

amersall wrote: »

hi has anyone had success with loan and ppi done on the interet? thanks in anticipation

Hi amersall.

And yes I think there have been success with loan and ppi sales over the internet, have read on this matter so many times and think it may have been over at the CAG I read this, or PCF, one of them, but I think the chances are the same chances as direct sales.;) x

cherrypie556

can i request monies back from the same lender for both a paid loan and a current Credit card. One in my name one in Hubbys but same account?

di3004

cherrypie556 wrote: »

can i request monies back from the same lender for both a paid loan and a current Credit card. One in my name one in Hubbys but same account?

Hi there

Yes, but keep the letters separate, one for the loan ppi and one for the credit card ppi.
If its joint account, on the loan, its mainly the first person who would complain, so if your hubby was the first main person on the account and the ppi only covered for him only, it would be your hubby to complain on this, you can do this on his behalf, but you will have to let the company know and if this went as far as the financial ombudsman, they would have to be made aware of this as well.

That is what I was told, if others have other opinions on this, I'm sure they will post up.;)

Good luck.

cherrypie556

Thankyou. Fingers crossed!

di3004

cherrypie556 wrote: »

Thankyou. Fingers crossed!

Fingers crossed and the very best of luck, hope you get lucky.;)

Your avatar looks tasty lol XX

maxdp

CONGRATULATIONS DI. I am so very pleased for you. You deserve good news.:beer: :beer: :beer: :j :j :j :j :j Your never ending support on here is much appreciated.xxxx