PPI Reclaiming Discussion part 4

amersall

jj10 wrote: »

Good evening all
Hope your all ok.
Update from Barclaycard today saying they are sorry to hear my complaint re mis selling of PPI and have cancelled this with immediate effect. They will be in touch when my complaint has been fully investigated.
Just waiting and see now.

JJx

Hi there, fingers crossed x

jj10_2

Hi Amersall
Hope your ok.
Just been catching up on the last couple of days posts. WOW you have been busy :T
JJx

marshallka

nickybutch wrote: »

Marshallka,
The information you needed in my post yesterday is the following :
Loan amount £8901.00 for 84 Months. I had this loan since AUGUST 2004, but it has been topped up to this amount in July 2006.
Interest charged @ 11.9%
PPI premium on LOAN is £3797.97, interest @ 11.33%
The TOTAL amount of the loan plus PPI is £12517.29
I got a refund of £2020.01 in Oct 2009, BUT (I mean a BIG BUT) £2281.97 WAS taken OFF. I am £261.96 SHORT, where is it ?
Also, £504.01 was taken OFF at the same time as interest, BUT Egg put BACK onto the LOAN. SO, INTEREST which I should have got was NOT paid to ME at all.
They STILL owe me at least ANOTHER £504.01. If the PPI was COMPLETELY TAKEN OFF then ANOTHER £1516.00 SHOULD have been paid back to ME which is the REST of my PPI premium.
EGG owes me a lot of money, I want this back. Under the NEW FSA rules which has been clearly been see in TODAY'S papers, I should be reinbersed with the PPI plus INTEREST going back to the point of not having a PPI, in my case JUST the LOAN of £8901.00.
Also another point to make. Why have I been given 2 different amounts for the same LOAN ( £10,235,32 & £10,260.03) and the HIGHER one (£10,620.03) sold on to the CREDIT COMPANY in May 2010 ?
ALL of the PPI should have been taken off the loan leaving me with £8901.00, this has NOT been done. This is what I am questioning about ?
Again, I stress that EGG STILL owes me at least the INTEREST of £504.01 which they took off first then put back onto the loan & the difference between their total amount of £2281.97 and what I got back in Oct 2009 £2020.01.
I have been CONNED by EGG, I think.
The FOS are going to RE-OPEN this case for me now.
I hope this info helps you.

Any further Ideas
Nickybutch

Hi Nickybutch, just to say will try and take a look tomorrow at it but it does look very complicated TBH. I understand that you are frustrated by your posts on here and I am sure the FOS will look into this for you fairly. These firms and what they get away with is so wrong. Just posting up to say I have noted the post and will "try" to help but no promises cause it does look a little complicated to say the least.

jojo_doddi

Hi there,

I just had a phone call about PPI insurance and was told that I may not be covered by the insurance I have taken out because I was entitled to sick pay from work and therefore this would have meant I couldn't claim on the insurance. The person was from one of these no win no fee companies so I didn't agree to anything with them, but it has got me worried to think I have insurance that will not cover me...does anyone know anything about this? Any advice would be appreciated!!

Thanks,

Joanne

di3004

BigCraigJohn wrote: »

Thanks its good to be back, god its friendly on here.

Hi BigCraigJohn, we have missed ya, hope your well.:A

di3004

amersall wrote: »

And so you should be :p you have no right to be busy :D
nice to have you back though :A

Tee hee hee, :D
Its been so mad here.

Been sorting out the house, cleaning it out everywhere, it looks lovely again now, especially as I have had lush carpets fitted :j:j:T:T.
Thank you honey. XX:A

di3004

amersall wrote: »

Well, between you and me some of us are :rotfl::rotfl:and some of us arent :eek: especially those with pmt and memories like sieves :)
theres that di for a start:eek: then you have amersall :eek:she is even worse:rotfl::rotfl: we really are a friendly bunch on here :cool::cool: stick with us and you will soon be insane :D:p

I second that :rotfl::rotfl::rotfl::rotfl::D:p LOL X

di3004

Dazzarazza wrote: »

Hi all evening, apparently he's my case officer for my Natwest complaint,I did a quick search on here and apparently he's a bit elusive.. anyone ever dealt with him direct and if so, how did they get on with him?

Hi Daz

Good luck with these, I have not dealt with them myself but lots on here have, and will hopefully post of their own experience soon.;)

di3004

jj10 wrote: »

Good evening all
Hope your all ok.
Update from Barclaycard today saying they are sorry to hear my complaint re mis selling of PPI and have cancelled this with immediate effect. They will be in touch when my complaint has been fully investigated.
Just waiting and see now.

JJx

Hi JJx

Fingers crossed for you.;)

di3004

jj10 wrote: »

Hi Amersall
Hope your ok.
Just been catching up on the last couple of days posts. WOW you have been busy :T
JJx

Yeah she have haven't she?

Bless.......:D:T:T, sorry amersall for not being here much over the last few days.:o But WOW, great work, well done!:beer:X