PPI Reclaiming Discussion part 4

amersall

the_poker_player wrote: »

Hi Farrka, Could I please ask what the offer is that Fp has made please, I have three offers on the table and would be interested to see if they are the same?

Hi hows it going, are you still with the claim company or did you get out of that?.

nickybutch

Marshallka,
The information you needed in my post yesterday is the following :
Loan amount £8901.00 for 84 Months. I had this loan since AUGUST 2004, but it has been topped up to this amount in July 2006.
Interest charged @ 11.9%
PPI premium on LOAN is £3797.97, interest @ 11.33%
The TOTAL amount of the loan plus PPI is £12517.29
I got a refund of £2020.01 in Oct 2009, BUT (I mean a BIG BUT) £2281.97 WAS taken OFF. I am £261.96 SHORT, where is it ?
Also, £504.01 was taken OFF at the same time as interest, BUT Egg put BACK onto the LOAN. SO, INTEREST which I should have got was NOT paid to ME at all.
They STILL owe me at least ANOTHER £504.01. If the PPI was COMPLETELY TAKEN OFF then ANOTHER £1516.00 SHOULD have been paid back to ME which is the REST of my PPI premium.
EGG owes me a lot of money, I want this back. Under the NEW FSA rules which has been clearly been see in TODAY'S papers, I should be reinbersed with the PPI plus INTEREST going back to the point of not having a PPI, in my case JUST the LOAN of £8901.00.
Also another point to make. Why have I been given 2 different amounts for the same LOAN ( £10,235,32 & £10,260.03) and the HIGHER one (£10,620.03) sold on to the CREDIT COMPANY in May 2010 ?
ALL of the PPI should have been taken off the loan leaving me with £8901.00, this has NOT been done. This is what I am questioning about ?
Again, I stress that EGG STILL owes me at least the INTEREST of £504.01 which they took off first then put back onto the loan & the difference between their total amount of £2281.97 and what I got back in Oct 2009 £2020.01.
I have been CONNED by EGG, I think.
The FOS are going to RE-OPEN this case for me now.
I hope this info helps you.

Any further Ideas
Nickybutch

amersall

BigCraigJohn wrote: »

Right peoples, what in peoples experience are Lloyds current repayment time for simple complain > uphold complaints?.
They are really dragging there feet with me now and I could do with this cash 2 months ago really.

Hi there, welcome back dont mention lloyds on here :eek: some are up against it with them at the minute i am sure you will get a reply shortly

di3004

Sorry, have not had the chance to post much today, been mega busy.........:eek: for a change LOL.:o:p

di3004

Great work amersall, and everyone else too.:T:T

I am back and forth at the mo, have lots going on at present and will try to catch up if I can later on.:j:j;)

BigCraigJohn

amersall wrote: »

Hi there, welcome back dont mention lloyds on here :eek: some are up against it with them at the minute i am sure you will get a reply shortly

Thanks its good to be back, god its friendly on here.

amersall

di3004 wrote: »

Sorry, have not had the chance to post much today, been mega busy.........:eek: for a change LOL.:o:p

And so you should be :p you have no right to be busy :D
nice to have you back though :A

amersall

BigCraigJohn wrote: »

Thanks its good to be back, god its friendly on here.

Well, between you and me some of us are :rotfl::rotfl:and some of us arent :eek: especially those with pmt and memories like sieves :)
theres that di for a start:eek: then you have amersall :eek:she is even worse:rotfl::rotfl: we really are a friendly bunch on here :cool::cool: stick with us and you will soon be insane :D:p

Dazzarazza

Hi all evening, apparently he's my case officer for my Natwest complaint,I did a quick search on here and apparently he's a bit elusive.. anyone ever dealt with him direct and if so, how did they get on with him?

jj10_2

Good evening all
Hope your all ok.
Update from Barclaycard today saying they are sorry to hear my complaint re mis selling of PPI and have cancelled this with immediate effect. They will be in touch when my complaint has been fully investigated.
Just waiting and see now.

JJx