PPI Reclaiming Discussion part 4

di3004

jj10 wrote: »

:rotfl:Thanks Di :T

Your very welcome........:rotfl::D;)X

cassie4xx

Hi Everyone,

I purchased some things at Currys in 2003 and was missold PPI. I never need PPI because I am on DLA and signed off work for life. When my loan term came to an end with HFC Bank, I asked for an original copy of the agreement and upon receiving it, saw that the box for signing for PPI had actually a typed in X (not a hand-written one as if done by myself).

Now, after reading of all your successful stories, I need help in pursuing the repayment of missold PPI. The loan ended on 6th November 2006.

Thanks in advance.

Sorry, if any of the above information needed has been posted somewhere but 589 pages is a LOT to go through.

Jamiel

My mum has just died and I think she was mis-sold PPI for a bank loan. As executor can I make a claim on behalf of her estate? Thanks in advance to everyone who can help.
Jamie

di3004

cassie4xx wrote: »

Hi Everyone,

I purchased some things at Currys in 2003 and was missold PPI. I never need PPI because I am on DLA and signed off work for life. When my loan term came to an end with HFC Bank, I asked for an original copy of the agreement and upon receiving it, saw that the box for signing for PPI had actually a typed in X (not a hand-written one as if done by myself).

Now, after reading of all your successful stories, I need help in pursuing the repayment of missold PPI. The loan ended on 6th November 2006.

Thanks in advance.

Sorry, if any of the above information needed has been posted somewhere but 589 pages is a LOT to go through.

Hi and welcome.

Well it seems like you have a good case with your reasons.

Now instead of writing a letter to reclaim, what is best now is to complete the FOS questionnaire (the financial ombudsman service) FOS, recently issued these for use of reclaiming from whoever set up and sold you the policy.
Complete and save a copy, and sent to who is responsible for mis selling the ppi to you, they have 8 weeks in full to respond, and post by recorded delivery, this is your proof of posting.

You will find the FOS questionnaire on below link further down the page as Stage one.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

Good luck with this, please keep us posted and ask for help anytime.

Di

di3004

Jamiel wrote: »

My mum has just died and I think she was mis-sold PPI for a bank loan. As executor can I make a claim on behalf of her estate? Thanks in advance to everyone who can help.
Jamie

OMG Jamie, I am so sorry to hear this.
I understand as an Executor your able to make a reclaim on this, but hopefully someone will clarify on this.

For more on reclaiming, there is more useful info on link below with questionnaire to sent to who is responsible for setting this up, and this is used instead of writing a letter.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

However, its a matter of choice, if you prefer to write a letter due to the circumstances then that is fine, they have 8 weeks in full to respond.

Hope all goes well and please keep us posted.;)

laulau296

was wondering if anyone can help me, I would like to know if Barclays, LLoyds TSB, Mint & Natwest have been fined for Mis selling PPi on their credit cards.
I had 2 loans with tescos & claimed on both & won on both, but now I've got the reclaiming bug!!
Would be grateful if anyone could help me out or tell me the link to find out!!
Many Thanks

cassie4xx

di3004 wrote: »

Hi and welcome.

Well it seems like you have a good case with your reasons.

Now instead of writing a letter to reclaim, what is best now is to complete the FOS questionnaire (the financial ombudsman service) FOS, recently issued these for use of reclaiming from whoever set up and sold you the policy.
Complete and save a copy, and sent to who is responsible for mis selling the ppi to you, they have 8 weeks in full to respond, and post by recorded delivery, this is your proof of posting.

You will find the FOS questionnaire on below link further down the page as Stage one.

Good luck with this, please keep us posted and ask for help anytime.

Di

Thanks very much for help, I will print off the FOS Questionnaire and send it to HFC. The only problem being that their address is a PO box, can you send registered post to a PO Box?

I thought I would be entitled to repayment but was unsure how to go about it until someone recommended this site.:)

di3004

laulau296 wrote: »

was wondering if anyone can help me, I would like to know if Barclays, LLoyds TSB, Mint & Natwest have been fined for Mis selling PPi on their credit cards.
I had 2 loans with tescos & claimed on both & won on both, but now I've got the reclaiming bug!!
Would be grateful if anyone could help me out or tell me the link to find out!!
Many Thanks

Hi there and welcome

I don't think so but the link below I will post will have some useful info and should also enclose details of the ones who have been fined for mis selling ppi.

However, if you have any reason for being mis sold the PPI, you can still make a reclaim, again the details are on the link below, with also the guidelines of reclaiming.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

Good luck and ask for help if required.:)

di3004

cassie4xx wrote: »

Thanks very much for help, I will print off the FOS Questionnaire and send it to HFC. The only problem being that their address is a PO box, can you send registered post to a PO Box?

I thought I would be entitled to repayment but was unsure how to go about it until someone recommended this site.:)

Your very welcome.
I would ask the post office on this to make sure.;)

HFC BANK PLC CUSTOMER SERVICES MANAGER,
CUSTOMER SERVICES,
PO BOX 2445,
BIRMINGHAM,
B1 3PJ
TEL: 0870 0100453

nanna58

Di i am sorry but could i borrow you for just a min?

if you have time could you read catalouge ins i asked about last week
many thanx xxx