PPI Reclaiming Discussion part 4

di3004

amersall wrote: »

hi di, dont really post on there,as i am not knowledgable enough to answer anyone.sometimes have a glance to see whats happening on other threads,especially new posts, see you having a laugh though as usual

LOL, of course you are........:rotfl::rotfl: and I just go on there for a laugh, that thread have actually turned into a natter thread, so please feel free to join in, never-in-doubt is such a card isn't he? :rotfl::rotfl:

amersall

di3004 wrote: »

Yes good idea on holding back on the cancellation of the PPI, sorry I did not think this when previously posting to you lol, cheers amersall.:D:beer:

Address wise I assumed it was this one below, but post it by recorded delivery and they should anyway forward your complaint on to the relevant section for you.

HSBC registered office at:

HSBC Bank Plc
8 Canada Square,
London,
E14 5HQ

Good luck.;)

knew you would come to the fore with an address thanx di:A

amersall

di3004 wrote: »

LOL, of course you are........:rotfl::rotfl: and I just go on there for a laugh, that thread have actually turned into a natter thread, so please feel free to join in, never-in-doubt is such a card isn't he? :rotfl::rotfl:

hi di, yes just had a look, its nice to have a laugh and a natter once in a while:D

di3004

amersall wrote: »

knew you would come to the fore with an address thanx di:A

Not a problem.:A
That is the one I would use anyway, so hopefully it is the right one lol :eek:, but they must to what I know of pass on to the relevent dept anyway, so good luck to Peter.:);)

di3004

amersall wrote: »

hi di, yes just had a look, its nice to have a laugh and a natter once in a while:D

Lmao, I have been in stitches :rotfl::rotfl::rotfl::D

eirelav1962

hi alli have tryed to download the thread for ppi claim but it wont let me any information would be greatx

di3004

eirelav1962 wrote: »

hi alli have tryed to download the thread for ppi claim but it wont let me any information would be greatx

Hi there, do you mean this link here?
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

Or a link actually on the above page?

Cheers.;)

bokawel

Hello,

I posted back in March(23rd and 24th) about my two separate PPI claims, credit card and loan(settled early).

As I promised then I now have some new developments that I would like to update everyone. The credit card PPI claim was acknowledged by Lloyds and they have agreed to refund this to me. At the moment I have not received anything yet but I will write back to them to get an update.

As for my loan PPI claim, it took a while and Lloyds did not acknowledged my claim and insisted that they have done nothing wrong. So I sent everything to the Ombudsman, included all documents sent and received. Lloyds initially offered me a measly £200 for some kind of sliding scale points but did not confirm that they have done anything wrong.

I waited for the Ombudsman's reply without raising my hopes up. This week, I got a letter and that the Ombudsman has agreed on my favour. This is excellent news and it goes to show that if you stick to your guns you will prevail. I am not sure if this is going to work for everyone but certainly it worked. Just keep all the documents with you, photocopy before you send anything that you did not write and hope for the best.

Even when Lloyds presented a very good case with their detailed explanations they were still found guilty of mis-selling. All I did was maintain that I was not aware of the PPI additions(which is true) and stick with that argument.

I would like to thank di3004 for her help and advice. I will post the full amount of compensation to the PPI success forum when I had the final amount.

Thanks.

di3004

bokawel wrote: »

Hello,

I posted back in March(23rd and 24th) about my two separate PPI claims, credit card and loan(settled early).

As I promised then I now have some new developments that I would like to update everyone. The credit card PPI claim was acknowledged by Lloyds and they have agreed to refund this to me. At the moment I have not received anything yet but I will write back to them to get an update.

As for my loan PPI claim, it took a while and Lloyds did not acknowledged my claim and insisted that they have done nothing wrong. So I sent everything to the Ombudsman, included all documents sent and received. Lloyds initially offered me a measly £200 for some kind of sliding scale points but did not confirm that they have done anything wrong.

I waited for the Ombudsman's reply without raising my hopes up. This week, I got a letter and that the Ombudsman has agreed on my favour. This is excellent news and it goes to show that if you stick to your guns you will prevail. I am not sure if this is going to work for everyone but certainly it worked. Just keep all the documents with you, photocopy before you send anything that you did not write and hope for the best.

Even when Lloyds presented a very good case with their detailed explanations they were still found guilty of mis-selling. All I did was maintain that I was not aware of the PPI additions(which is true) and stick with that argument.

I would like to thank di3004 for her help and advice. I will post the full amount of compensation to the PPI success forum when I had the final amount.

Thanks.

Wow, fantastic and Congratulations! :T:beer::j

And your very welcome!:A

Hope you receive your money very soon, but any problem, here are some email details that I find very useful, if you do email LLoyds though do let the FOS know especially on the case they have dealt with, so they are in the picture, for instance if your waiting too long for the payout.;)

[EMAIL="customer.care.insurance@lloydstsb.co.uk"]customer.care.insurance@lloydstsb.co.uk[/EMAIL]

And if you also want to copy and forward the email sent to the above,
(The chief Executive officer) CEO [EMAIL="Eric.Daniels@lloydstsb.co.uk"]Eric.Daniels@lloydstsb.co.uk[/EMAIL]

So happy for you, well done and also thanks for your encouraging advice for others as well.:beer:

Di

bokawel

Thanks for the email addresses di, I will send them an email in regards to my credit card PPI compensation which they agreed to payout. I will be replying to the FOS' letter today.

Thanks for all your help. You and Martin have done so much and all I can say is I am grateful to this wonderful site and all the people in it who tirelessly gives advice and help to everyone.

Thank you.