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PPI Reclaiming Discussion part 4
Comments
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My updates on the refunds.
The FOS updated my hubby earlier this week, the cheque payment is to arrive any day, it should have been today!!! Anyway in the breakdown it shows they forgot to add the further £100 distress payment, the FOS got on to them on hubby's behalf and they are to send a follow on cheque for this, he also received a letter of apology LOL.:D
This is in regards of the Credit Card PPI.
And the 2 loan PPI refunds should arrive in the bank account for next week, this is in calculation to how the FOS calculates.
And another was done separately to this one as I could not at first find the details but did at a later date, so just waiting for a decision on this, can't see there being a problems as its the same reasons, but you never know with LLoyds do you? LOL.:j:j
Congrats. Good luck on the other one.Total debt at lightbulb moment (Jan 2010): £23410
Target for Dec 2011: £17000
Lloyds - Early Jan: £[STRIKE]2040[/STRIKE] Feb: £[STRIKE]2050[/STRIKE] Mar: £0
Other Lloyds @ highest: £9800 Feb: £9800
Current debt: £234200 -
The one and only "Dizzy Di"0
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Congrat, Well done. :beer: For someone who helps others so much it is good to see you getting something back. :j0
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I am writing to Lloyds today regarding 2 old loans which i was going to just leave as they date back to 2001 and 2002 and i had put the fact that i had paid ppi down to experiance,
however, because of Lloyds tactics on my current Loan ppi claim i have decided to go after these other 2 LPI policies. one policy for £1,790 the other for £3,500, both were single premium and neither attracted a rebate upon early settlement, and to make things more annoying (following the thead by Marshallka - over insured), i have looked into what i can and can't claim in terms of protection insurance, and with my income protection and mortgage payment prtection (i had and still have) i was already up to my limit on what could be/can be claimed, so the loan insurance policies would never have paid out. its opened my eyes a bit more.
once i get an initial responce from Lloyds i'll start a seperate thread to keep all informed,I'm proud to say that the banks no longer take money from me after becoming debt free0
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