📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Buffy's 18 week credit card free challenge

Options
1131416181930

Comments

  • urg123
    urg123 Posts: 1,997 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Buffy

    Just caught up with your thread. I'm so sorry to hear about this - you must be beside yourself and it's bang out of order.

    You have been keeping a sort of diary (through here) about all the crapness you are having to deal with. Are you keeping a formal one too that details the way you have been treated? Can you appeal this decision and submit such a diary. Your union rep has also been aware of the issues. You have been treated awfully and this needs to stop - they can't keep treating you like this.

    Hope the migraine fades soon.

    Love
    urg x x
  • I haven't posted for a about a week on here and then the forums where closed (the horror!!) so I feel an update is in order.

    1. I am on Holiday for two weeks. :beer::beer::beer::beer::beer::beer:

    2. Work can !!!! off. for a really long time. I am going in every day to catch up and make sure the !!!!!!!s can't get me on anything.
    I have to say it is very nice to be sitting here on a sunday and not stressed out of my tree over the bunch of !!!!!!s!

    3 current debt will be added in a minute. can't log in to bank yet - here now - - £16,460.94, it will go down hopefully by another 500 pounds once I have sorted out my online banking and moved money around.


    4. I started my fish pond TODAY. I have wanted to build one for YEARS but for various reasons I have not. I am determined to do this. it is symbolic. like the debt like the !!!!!!!s not gettting me down, I will do it.

    My back is killing me mind you, he he I am really not as fit as I should be.

    4a - very non MSE spent 25 +17.50 + 35 on stuff for the garden. I want it to be nice for the summer since I am not going on holiday. Plus which the state of the garden gets Mum and I down.

    5. My plan for the holiday - work 8-2, garden 3-5, light (:rotfl:)marking or visiting friends in the evening. I aim to weed the garden and dig some of the pond, plus sort out two flower beds. I can't work Friday so hopefully if the weather is good that will be a day in the garden and next week I can give it a rest - I might be on to the fun stuff (!) of planting.......

    6. I am intending to walk to the station each day for work. I have kept up my no cabs during lent thing so far.

    7. My make ten pound a day in march was a disaster, mainly due to work worrying me and my NSD s? I got 13/14. I am only going for 10 in April. I am on holiday after all. I am skipping on the 10 pound a day this month, I do aim to sell on e bay but I am going to take it slow.

    its nice to be back. I just hope this posts ok!!

    xxx
    Nevertheless she persisted.
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Hi Buffy

    You sound really upbeat :j and soooo organised :eek:

    Enjoy your time off, don't be hard on yourself if you don't achieve everything, everyday - you are on holiday after all :rolleyes:


    SG x
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Ellidee
    Ellidee Posts: 6,216 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Really good to hear you sounding so positive honey - sending even more positive vibes your way ! XX
    Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James
  • spud30
    spud30 Posts: 16,872 Forumite
    edited 5 April 2009 at 9:35PM
    Coooeeee Leeds RFA walk chum :D :hello:
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • sarahb123_3
    sarahb123_3 Posts: 2,767 Forumite
    Hi buffy, glad you are sounding so positive, the garden is a brilliant idea, very theraputic and it will be nice to sit there in the summer with no school stuff to worry about and relax and admire your handiwork:j
    Pay/save £20k in 2010 £5888.75/£20,000
    June Mini target 0/5lbs Total 23/40
    Ebay profit 2010: March £207:) April £95:) May £130:) June £0 Total £432:j
  • ooo Sarah, like the new sig, very organised!! wow have you really made 624 quid so far, impressive total! I shal pop in single and in debt in a sec

    good to see you too Shoe Gal, I shall try not beat myself up if I don't do everything, I at least want one week of successful work!

    Ellidee, hello! I hope I can keep up the positiveness.

    and Spud, it will be a slow walk!! but it will be a walk!!

    off to catch up on some threads. tired now tho, the gardening has caught up with me!!

    It is so lovely to see you all again, I know I keep saying that but it is

    xxx
    Nevertheless she persisted.
  • spud30
    spud30 Posts: 16,872 Forumite
    ooo Sarah, like the new sig, very organised!! wow have you really made 624 quid so far, impressive total! I shal pop in single and in debt in a sec

    good to see you too Shoe Gal, I shall try not beat myself up if I don't do everything, I at least want one week of successful work!

    Ellidee, hello! I hope I can keep up the positiveness.

    and Spud, it will be a slow walk!! but it will be a walk!!

    off to catch up on some threads. tired now tho, the gardening has caught up with me!!

    It is so lovely to see you all again, I know I keep saying that but it is

    xxx

    Well, I've never been to Leeds before. It would be rude not to take in the sights (and maybe a tea shop or 2) while were there ;):D
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • urg123
    urg123 Posts: 1,997 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Buffy

    Glad you've got some plans for the hols - they sound very productive. Make sure you make some time to rest too!

    Look forward to hearing about the endeavours and how much you achieve.

    Off to plan for my hols now - have so much to do.

    urg x x
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Holiday for two weeks~yah :)
    Happy fish pond~Can you put snails in:confused::rotfl:
    You will soon be sub 16k~Go you:A
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.