Buffy's 18 week credit card free challenge

Buffythedebtslayer

Hello all,

Well its been an good start to the year in some ways. I have just come back from a weekend visiting my best friend and her family, I am still enjoying my second job and I have managed to stick to my first months challenges of making 150 pounds and only spending 333 as per the 4000 a year challenge.

In other areas - work has been shockingly bad, although the snow has meant a bit of a breather/catch up I really do need to leave as soon as I can because the horrible tension and worry it causes me are affecting my life outside work.

However I need to stay in this job till I am out of debt and have some savings, I am working on the idea that it is better the devil you know and once I am debt free I can afford to take a lower paid job.


So in order to really focus on getting as much paid off as I can,I am doing a mini challenge for the next 18 weeks. I don't know why I picked 18 weeks I was counting on the train and just thought that would be good time. It includes a couple of holiday weeks and is the majority of the school year.

My challenge finishes on the 8th of June and by then I want

1. to have no credit card debt.
2. to have lost 32 pounds
3. to be a size 12/14
4. to be fit enough to run the race for life

I will post my balances in a sec.

Buffyxxx

Gemmzie

Good luck Buffy

Cinny91

Good luck!!

Buffythedebtslayer

Right the sec turned in ages due to bacon sandwich and the annoyingness of online banking.

my loan is at 14896.61

My Credit cards - the focus for this challenge halifax 0% £2747.72

and then there is the small matter of the Tesco's bill, which was 385 and thankfully was covered by my monthly savings - the emergency fund -the bill is this weekend away and the manchester trip (last month's 200 and this months) . In theory I should not have a tesco's bill again. In theory.

I aim to put every spare bit of cash on the CC, selling on ebay and quidco etc.

I have a headache right now but will be back with more plans later


xxxx

maggiem

Good luck Buffy - you sound very focused. It's not long to June!

Maggiem

misselvis

Hello my dear

Just wanted to wish you much good luck and focus with your challenge:D

beanielou

Hi Hun
Best of Scottish with your challange
You can do this & the good thing is its not too long til June!
Hope u get another day off tomorrow!

Buffythedebtslayer

I have got another day off tomorrow!

Yippee!!!!

Diet wise,

porridge (3) fruit cake (3) bacon sandwich (!!!!) (8) sausage casserole (3 I think - vegetable and quorn sausages) 1 terry's chocolate (2?)

19 points.

no exercise.

Debt wise

Paid off 300 pounds to CC plus paid off Tesco 400. can you tell I have just got paid!?!

and made the normal loan repayment.

Money making

not lot, going to list four books on Green met and request my money (already counted as part of my make 10 pound a day Jan)

right now must go sort out Avon

why do I fancy so many men on TV. the new historian on the one show. VERY nice.

see you later and thank you for the good wishes

xxxxxxxxxxxxxxxxxxxxxxxxxx

beanielou

Did I mention a big well done on the money paid off the cc

Piquant_2

Hiya Buffy

Good luck, I think you can do it, you've got the determination and have already paid off a bit.

As promised I'm here to keep you company. Thought I'd chip away at my MBNA card alongside your credit cards. I'm not sure that I can clear it in 18 weeks, but it can certainly have a lower balance by June! Without looking at my signature I can't remember the exact figure, think it's about £2600.

I am a luxury item so won't be able to accompany you in the exercise bit, but I'm happy if you do enough for both of us...:D

Jacks_xxx

That's brilliant hon! Good luck with it!

Love Jacks xxx