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Buffy's 18 week credit card free challenge

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Comments

  • urg123
    urg123 Posts: 1,997 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Buffy

    I'd lost you for a while! Glad to hear things are going well (and fish tank is installed and fish are happy too!)

    good luck on the challenge - I'm rooting for you.
    I've got to get back on the DFW wagon. Went on holiday, got engaged :j , and have got no money til the end of the month!!!

    Have a great weekend.

    urg x x
  • cheers Urg123

    I am a bit fed up tonight, feel like i am getting ill. Avon is a mess and is clearly costing me money so I should stop but my head hurts when ever it comes to Avon

    plus of course work. I need to make a plan (again) and STICK TO THE PLAN.

    think it might be time to break out either the lemsip or creme egg.

    xxx

    Oh my god Urg you got engaged must find a more recent thread to congratulate you properly!!
    Nevertheless she persisted.
  • Also have 15 weeks left of the challenge,

    which means I need to pay an average of 171.20 each week.

    !!!!.

    ok. I need to really make the plan!

    xxxx
    Nevertheless she persisted.
  • beanielou
    beanielou Posts: 95,179 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    We need to make a PLAN!!
    Can you tell I have had wine!!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • :rotfl:
    beanielou wrote: »
    We need to make a PLAN!!
    Can you tell I have had wine!!!

    :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

    Nope not at all.

    :rotfl: xxxxxxx
    Nevertheless she persisted.
  • beanielou
    beanielou Posts: 95,179 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    PM me your number & will send you a text tomorrow :)
    Im a bit worried(understatment!!) about Manc too but am sure it will be fine :)
    Only takes us 5 hours (or something!!)to get there!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    Well done on the fish tank not ADDING to the debts.

    You HAVE A PLAN It is in your first post or one of them on this thread. You just need to reread it. COME ON you know you can do it. Don't sabotage yourself again

    HUP HUP HUP onwards and upwards - do that walking do that marking HUP HUP HUP!

    :rotfl: :rotfl: :rotfl:

    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • Wol2
    Wol2 Posts: 3,845 Forumite
    Part of the Furniture Combo Breaker
    chevalier wrote: »
    Well done on the fish tank not ADDING to the debts.

    You HAVE A PLAN It is in your first post or one of them on this thread. You just need to reread it. COME ON you know you can do it. Don't sabotage yourself again

    HUP HUP HUP onwards and upwards - do that walking do that marking HUP HUP HUP!

    :rotfl: :rotfl: :rotfl:

    chev

    I cannot belive that I am motivated to say, at this time, after une bouteille du vin and.....


    ^^^^^^^^^^^^^^^^^

    What she said!!

    Hugs Hun - really looking forward to seeing you next week...
    Flooded 20/07/07 :(.
    Normal service FINALLY RESUMED 31/07/10 :j:j
    " It is a mistake to think you can solve any major problems just with potatoes." Douglas Adams...."or the FOS" Wol2
    Numptie groupie #2 :cool:
    Mortgage offset drawdown [STRIKE]£60861[/STRIKE]:(.... [STRIKE]£60074[/STRIKE] [STRIKE]£59967[/STRIKE] £65k 'ish 1/6/14

  • urg123
    urg123 Posts: 1,997 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    cheers Urg123

    I am a bit fed up tonight, feel like i am getting ill. Avon is a mess and is clearly costing me money so I should stop but my head hurts when ever it comes to Avon

    plus of course work. I need to make a plan (again) and STICK TO THE PLAN.

    think it might be time to break out either the lemsip or creme egg.

    xxx

    Hope it isn't a horrible lurgy! I know the lemsip is the sensible solution but the creme egg is what I'd go for!

    Avon - it sounds as though you need the plan. Why don't you set aside an hour to sit down and go through the paperwork. Only an hour. Once you have finished you can give yourself a treat (the creme egg perhaps?;) ). I have got the same issue with my inland revenue paperwork - I MUST DO SOME OF IT TODAY!!!!! It just sits there goading me!

    Hope your sunday is better.

    love urg x x
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    Hi Buffy :hello:

    The obvious answer is to have the Lemsip then eat the Creme Egg to get rid of the gak taste :rotfl:
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


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