Monday 2/2/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• move money to savings
• storecupboard lunch and tea-
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing -
• sparkle -cow socks today
• clean one room tonight so not much to do next weekend
• try and find time for swim and jacuzzi to use gym membership
• aim for no spend day

Good morning fellow dfw's, back to work again today:rolleyes: , lots of lovely snow here this morning:D although this will mean I have to take DD to college as too slippy for her scooter.Quiet day ahead planned in office, then just chilling after work:D
Hope you all have a great day doing fun stuff as well as dfw stuff;) . Hugs to anyone feeling down or poorly- hope you feel better soon.
Hi to all the regular posters:hello: :hello: :hello: and welcome to any new posters:wave: :wave: .

Have a lovely positive sparkly day everyone

pixiechick99

Good Morning!!
No snow here.....bah Was hoping for a blizzard so school's will be closed all week!!! Mind you, I have Inset today so day off anyway, but eldest dd still got to go to her school.

So I'm up early anyway making sure she gets out ok.
Here's the plan for today....

• Check banking...looks ok.
• Scratchcards
• Tesco delivery coming in a couple of hours
• NSD apart from the food shopping
• Bake some hobnobs with dd2 and a jelly for dinner
• Dust/hoover lounge
• Clean kitchen, mop floor
• List a few more bits on ebay
• Wrap up warm and try keep heating down!

That's my lot then....Have a good day everyone (especially if you have snow!)

talliedebtbuster

Morning!! Im up eearly courtesy of sister, she couldnt get in to work, buses all stopped in london! Car wouldnt move too so we are inside the warm watching the snow fall!!

So my plans today are a bit poo....last night felt poorly and went strait to bed!

So today i am just going to do uni readings....and a snowball fight!

Miss_Piggy_2

Morning all!

Some snow here but not too heavy. However, I usually do my mrs mop job for my sister-in law and brother on Mondays but thier village is a bit treacherous to get to in weather like this so thats cancelled today! Yippee! Day to myself!

So...have amended plans for today....

* Ironing - will keep me warm!;)
* Day off work today so can cook a proper dinner tea-time - have some boiling bacon my Nan gave us so may do roast
* [STRIKE]Check on-line banking[/STRIKE]Done!
* [STRIKE]Washing at 30'c (only one pair of piddly pants yesterday!!:T )[/STRIKE]Done!!!
* List some things on ebay
[STRIKE]* Sort out my sewing box - have lots of unfinished cross-stitch and am trying to get some done! (listing unopened kits that I won't get round to on ebay)[/STRIKE]Done!!
* Cook OH celebratory cake....HSBC have finally thrown in the towel and accepted his DMP (there are words for HSBC I would use but this is a public forum!!)
[STRIKE]* Sort out food cupboard as looks like bomb site - check dates on food and start using things up[/STRIKE]Done!
* Check internet where to find cheapest printer cartridges
* Check internet for hamper stuff for mothers day


Think thats enough for today. Have good chilly Mondays all!!! :snow_grin

Miss P
xx

P.s pink fluffy slipper socks today!!!

Piquant_2

Heavy snow for us today! :snow_laug:snow_laug:snow_laug meaning no trains and dangerous roads, so I'm here at home :j

I'll probably be on here most the day, but I hereby pledge to clear my ironing pile as I have this unexpected time to use!

Today I have/will

• check online banking
• all meals from storecupboard
• clear ironing pile
• update diary
• hoover

photo some bits for ebay

Piq

Piquant_2

...piddly pants? Miss P!!!! guessing that they're the piglets pants, although it has to be said it is cold and accidents do happen...

Miss_Piggy_2

Piquant wrote: »

...piddly pants? Miss P!!!! guessing that they're the piglets pants, although it has to be said it is cold and accidents do happen...

Well I AM getting older you know :rotfl:

Yes, Piglet is busy potty training...doing very well too (said in a proud mummy voice!)

Miss P
xx

mickey_mouse

Goooooooooooooood Morning

Snow here in Hampshire (most unusual) so I won't be going into work as firstly I am snowed in where I am and secondly I drive for my job and no way am I driving in snow and ice. Not very Mseing as as I am seasonal I only get paid for what I work.

fluffy blue socks on for me:D

so today I will be doing
- comps
- daily clicks
- scratchcard (10p)
-wii fit
-housework
- just chilling but not literally :rotfl:

have a great day

Piquant_2

Aw love the piglet :heartsmil Well done piglet :T

...with this cold weather, I've had to do a very fast run to the loo a couple of times:o

Pippilongstocking

Morning you lot
wow tonnes posts alreaddy

No snow here - frozen north no snow - hmmmmm what's that all about??????

Today
Brave boots with receipt to see if I can get my freebie (wish me luck am a woose)
Email lodger about agreement
Check electricity
Put on some wasing
Do lodger room
Tea out of freezer
Try not spend any more money
Hope get paid this week woo hoo
Feed chookies
Lodger eating late so my world is currently topsy turvey
Lots work today so I won't get much else done

Hope everyone good, weekend thread was good - didn't seem to put any new folks off eithter so all good

Well done everyone sparkling - me wearing a pink/purple stripey shirt - most unusual for me usually in fleeces and work clothes even found a necklace - silly socks of course - which clash beautifully stripey over knee rainbow socks.

marfan_not_martian

Woke up this morning 6am , looked out of the window and everything is covered in thick snow and its not stopped snowing since.

Does'nt snow look lovely when its been untouched, it seems to make everything more peaceful and quite.

I am looking forward to the little kiddies later on today after school playing on the front having snow ball fights they love the snow and its wonderful watching them having so much fun.

Hope everyones ok today - take care if you have got to go out.

:T

Sorry forgot to add what I am upto today

Going to make a savings box out of an old cardboard shoe box and start putting money away for my nieces/nephews for christmas
Finish some course work from the OU
Phone up the housing -I have somehow overpaid on the rent - last October the benefits started to cover my rent so now each month the statement shows a credit so I am gonna ask them for it back its only £49 but it will cover a weeks food shopping xx
Sort out storage room in kitchen - seem to do this nearly every week - and everyweek it ends up in a mess.
Tidy out cupboards under kitchen sink - see if I need any cleaning bits n bobs and make a list.
May not bother getting dressed until later as I am all warm and toasty at mo in my pj's and robe.


xx