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Sub Prime Credit Thread Part II

19869879899919921003

Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    ive got 6 sdg cats
    my littlewoods direct is well over 12 months, so that can go.my cap 1 is nearly 2 years old so that one too.

    Cool, My SDG are not even showing on my CF yet LOL!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • seeya23
    seeya23 Posts: 2,330 Forumite
    Good morning to all
  • seeya23
    seeya23 Posts: 2,330 Forumite
    well i got laid off from work as i had a lot of time off work
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    seeya23 wrote: »
    Good morning to all

    Hiya Mate!!!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    seeya23 wrote: »
    well i got laid off from work as i had a lot of time off work

    No Way!!!! So sorry to hear that mate. What industry you in?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • davethorp
    davethorp Posts: 1,578 Forumite
    Part of the Furniture 1,000 Posts
    Woo hoo my £1000 is in the post!! Now all I need is my accessory card!
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    davethorp wrote: »
    Woo hoo my £1000 is in the post!! Now all I need is my accessory card!

    Well done ;)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • duggie1982
    duggie1982 Posts: 717 Forumite
    So i got my Lloyds TSB Classic account with visa debit last week, did not request an OD but do you think i should now? will they do another credit search? I do have about 4 accounts with green 0's (2 bank accounts and 2 credit cards) But have 4 defaults and ccj. What do you's guys think? Should i go for it?
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    duggie1982 wrote: »
    So i got my Lloyds TSB Classic account with visa debit last week, did not request an OD but do you think i should now? will they do another credit search? I do have about 4 accounts with green 0's (2 bank accounts and 2 credit cards) But have 4 defaults and ccj. What do you's guys think? Should i go for it?

    If you require an o/d ask them. I do know they are normally quite good with issuing them. If you can wait a few months, you may get pre-approved for one.

    When are your defaults and ccj's from?

    Have you got a cheque guarantee card?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • duggie1982
    duggie1982 Posts: 717 Forumite
    All from 2004, going to drop off over the next 12 months. Not got a cgc. I dont require the overdraft just thought it might help with my credit file
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