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Sub Prime Credit Thread Part II

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Comments

  • claire6hy
    claire6hy Posts: 967 Forumite
    aloha :D how is everyone?
    x
    THANK MEEE:j
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hello.............

    How are you feeling Innocent?
  • davethorp
    davethorp Posts: 1,578 Forumite
    Part of the Furniture 1,000 Posts
    Credit agreement received off sygma today for accessory card. Signed and returned. APR on agreement was 24.9% which is higher than standard but still pretty good since none of the higher rate sub prime cards seem to want to touch me. No mention of a limit apart from the usual we will set and inform you of a limit blah blah blah

    Still haven't said they have definitely accepted me but here's hoping
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    How are you feeling Innocent?

    Not bad thanks, yourself

    I am at work BTW :rolleyes: Off tommorow tho ;)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    davethorp wrote: »
    Credit agreement received off sygma today for accessory card. Signed and returned. APR on agreement was 24.9% which is higher than standard but still pretty good since none of the higher rate sub prime cards seem to want to touch me. No mention of a limit apart from the usual we will set and inform you of a limit blah blah blah

    Still haven't said they have definitely accepted me but here's hoping

    Well done, so accessory accepted you when vanquis, aqua and capital one declined you?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • davethorp
    davethorp Posts: 1,578 Forumite
    Part of the Furniture 1,000 Posts
    Not defo but last time I applied for accessory I got a straight sod off and this time they've actually posted an agreement. It's promising but they could still tell me where to go I guess.

    But yeah all 3 sub primes decline me
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    davethorp wrote: »
    Not defo but last time I applied for accessory I got a straight sod off and this time they've actually posted an agreement. It's promising but they could still tell me where to go I guess.

    But yeah all 3 sub primes decline me

    How odd - Do you mind if I ask how many searches are on your CF.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Sutton - May be worth applying for the accessory card?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • davethorp
    davethorp Posts: 1,578 Forumite
    Part of the Furniture 1,000 Posts
    Not a clue at the moment but possibly quite a few. I don't (and wont) pay the CRAs for regular access to my file
  • davethorp
    davethorp Posts: 1,578 Forumite
    Part of the Furniture 1,000 Posts
    Sutton - May be worth applying for the accessory card?

    Especially as Sutton has a JD Williams account and JD push the accessory card
This discussion has been closed.
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