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Sub Prime Credit Thread Part II

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Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    I'm still waiting until October, as I would have to wait until August anyway before I could apply for Vanquis, because you have to leave it 6 months between applications.

    I forgot the 6 month rule!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I forgot the 6 month rule!

    I may give them a miss anyway and try Aqua.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    I'm surprised Sygma accepted you but Vanquis never.

    I want to apply for the accessory...........
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    What's best - Littlewoods or Littlewoods Direct?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Littlewoods IMO. Free delivery and no interest on item over a 20 week or 52 week period, sometimes 104 weeks Dependant on the item.

    Littlewoods Direct are a little cheaper but if you plan to pay over a longer period it works out dearer.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    You have been. I would be extremely surprised if they declined you now.

    They wouldn't of wasted their time sending you a CCA if they were going to decline you.

    This is what Sygma do.

    I want a accesssory card......
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I want to apply for the accessory...........

    Do so Innocent.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    I may give them a miss anyway and try Aqua.

    Aqua is a good look and its a mastercard......
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Littlewoods IMO. Free delivery and no interest on item over a 20 week or 52 week period, sometimes 104 weeks Dependant on the item.

    Littlewoods Direct are a little cheaper but if you plan to pay over a longer period it works out dearer.
    Just got turned down by them again
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Littlewoods IMO. Free delivery and no interest on item over a 20 week or 52 week period, sometimes 104 weeks Dependant on the item.

    Littlewoods Direct are a little cheaper but if you plan to pay over a longer period it works out dearer.

    Littlewoods is good TBH
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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