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Sub Prime Credit Thread Part II

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Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    Just got turned down by them again

    Thats mad..... Did you request a catalouge.......??? Empire and them both accepted me?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • davethorp
    davethorp Posts: 1,578 Forumite
    Part of the Furniture 1,000 Posts
    Littlewoods turn me down pretty regularly
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    If Equifax where your default is?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    davethorp wrote: »
    Littlewoods turn me down pretty regularly

    I would love to confirm that accessory search Equifax. I would risk another search on there
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    Thats mad..... Did you request a catalouge.......??? Empire and them both accepted me?
    Yes I went that route
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Aqua is a good look and its a mastercard......

    It doesn't really bother me if it's a Visa or a Mastercard as long as it's a credit card.
  • colin13
    colin13 Posts: 1,007 Forumite
    hi just applied for the accessory credit card,,i have cap1 at the mo ,I never put down balane transfer since it only £200 was that a bad move or good move,,if I had said I wiould balance transfere would that have made it better or not?
  • cifpower
    cifpower Posts: 6,502 Forumite
    If Equifax where your default is?
    That's where it is
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    Yes I went that route

    That's mad......
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    colin13 wrote: »
    hi just applied for the accessory credit card,,i have cap1 at the mo ,I never put down balane transfer since it only £200 was that a bad move or good move,,if I had said I wiould balance transfere would that have made it better or not?

    Could have had a postive because it would show you was moving your custom. Did you get an instant descion?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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