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Sub Prime Credit Thread Part II
Comments
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Victor I love your signature. LOL
Right I'm off to bed now!
Good night Guys!
thanks.bless herlittlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
Official SOS Club number 009 - Dry until 18.11.20090 -
Quote:
Originally Posted by cifpower
I had a decline like that from First Direct a few years ago. It said "your file contains no derogatory information."So if you have no bad information why did they turn you down?
Co-op did the same didn't they. It's probably your CIFAS marker, don't you think?
First Direct did not find any adverse information on CIF's credit file, but it does not mean he automatically passes their credit score as many other factors have to be considered.
Debt/income
Missed payments
Electoral role
Time @ address
Etc etc;)0 -
Good morning to all0
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Well after I sent an e-mail to Experian yesterday with my letter I got from the Council attached, they have added me to the Electoral Roll. They have acted very quickly.0
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victor-meldrew wrote: »anyone know how long abbey take on accounts.havent herd from them since application yesterday.not even cofirmation email?
Hi mate, I got an instant decsion but I did it in branch.
If there is a delay I would assume that the underwriters are accessing it.Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
How did you manage to get that card? LOL
I am actually amazed!
Luck! - Can I have some pleaseBank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »Hi mate, I got an instant decsion but I did it in branch.
If there is a delay I would assume that the underwriters are accessing it.
yeah makes sense,thanks.you think they would have let me take id e/r letter and bits in branch to help speed it up.
i should have gone in to apply,but barclays woman peed me off.littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
Official SOS Club number 009 - Dry until 18.11.20090 -
i want a shiny new card
THANK MEEE:j0 -
Innocent_Guy wrote: »Luck! - Can I have some pleae
mee too.ill settle for all my searches removedlittlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
Official SOS Club number 009 - Dry until 18.11.20090
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