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Sub Prime Credit Thread Part II

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Comments

  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 20 April 2009 at 5:52PM
    TheEffect wrote: »
    Contemplating having a current account with barclays as well. Hmmm... not sure if there's any benefits from banking with the same company who you have a credit card with.


    I didn't think you liked Barclays customer services?

    Have you tried the Halifax?
  • davethorp
    davethorp Posts: 1,578 Forumite
    Part of the Furniture 1,000 Posts
    May be finally getting a credit card again here too. Applied for the accessory card from sygma through JD Williams and never heard anything. Got a letter through today saying they hadn't received my returned signed agreement so looks like a letter went missing in post. Phoned them and they are sending another one out.

    Last time I applied I got a straight sod off so this is looking promising
  • claire6hy
    claire6hy Posts: 967 Forumite
    sutton111 wrote: »
    I would leave them 12 months Claire. Just don't use them.

    will have to hide them from myself lol, im a !!!!!! for drunk shopping!
    THANK MEEE:j
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    davethorp wrote: »
    May be finally getting a credit card again here too. Applied for the accessory card from sygma through JD Williams and never heard anything. Got a letter through today saying they hadn't received my returned signed agreement so looks like a letter went missing in post. Phoned them and they are sending another one out.

    Last time I applied I got a straight sod off so this is looking promising

    That sounds hopeful, doesn't it Dave.

    Who conducted the credit check, Sygma or JD Williams, I presume Sygma?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    claire6hy wrote: »
    will have to hide them from myself lol, im a !!!!!! for drunk shopping!


    I bet!

    What's the worse item you have purchased, while drunk?
  • davethorp
    davethorp Posts: 1,578 Forumite
    Part of the Furniture 1,000 Posts
    I would think sygma but its the card JD Williams promote so whether they look at your JD williams account too (which is currently £900 limit and no missed payments) I don't know
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    davethorp wrote: »
    I would think sygma but its the card JD Williams promote so whether they look at your JD williams account too (which is currently £900 limit and no missed payments) I don't know

    Have you checked either of your credit files?
  • claire6hy
    claire6hy Posts: 967 Forumite
    sutton111 wrote: »
    I bet!

    What's the worse item you have purchased, while drunk?



    vibrating exercise plates! dont even use it!!
    or a pole!!!
    haha
    THANK MEEE:j
  • love_the_messenger
    love_the_messenger Posts: 238 Forumite
    sutton111 wrote: »

    Barclaycard are a big user of National Hunter. Be very careful.

    How do you know this?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    love_the_messenger wrote: »
    How do you know this?


    What I have read on MSE and on the Internet.
This discussion has been closed.
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