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Sub Prime Credit Thread Part II

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Comments

  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    I have 24 on experian but they do include searches by experian and not sure how many that I have on equifax but they are less than experian.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Yes. All 3. My file now looks heathier than it did 1 year ago.

    3-3 now. What a footy match!!
    Interesting............
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    PARIS_5000 wrote: »
    I have 24 on experian but they do include searches by experian and not sure how many that I have on equifax but they are less than experian.
    Oh ok - I have about 20 on Experian ( after unrecorded ) and like 8 on Equifax.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    I think my searches are less than 24 after (unrecorded ) on experian.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    PARIS_5000 wrote: »
    I think my searches are less than 24 after (unrecorded ) on experian.
    Ok, I was talking to Sutton about applying for the Littlewoods account but I decided that it wasn't worth 1 or maybe 2 searches :D
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    Littlewoods only search equifax so it might be okay.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    PARIS_5000 wrote: »
    Littlewoods only search equifax so it might be okay.
    Yeah - Apparanty if you apply for the cat 1st it will give you a pre-approved amount should you wish to apply for an account
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    Okay but I think that they will search when you apply for the Cat to give you a pre-approved limit. So just apply for the account which is what I did and was accepted. If you only have 8 searches on equifax it should be okay.
  • cifpower
    cifpower Posts: 6,502 Forumite
    Got my new car yesterday but I have no insurance on it. The insurance company will not be open til Tuesday/Wednesday and I can't change the policy til then. Cripes!
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Do you still have your old car?
This discussion has been closed.
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