We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Sub Prime Credit Thread Part II

1…724725727729730…1003

Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    PARIS_5000 wrote: »
    Yes they search Experian. I asked over the phone about the limit and they said tell you when they send the card. I apply for Littlewoods as well and they told me my limit at the end of the application.
    Ohh ok.

    What limit did littlewoods offer you? Also did you do the apply for catalouge and then account or just straight for account?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    I just apply for the account and got £800 to spend right away.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    PARIS_5000 wrote: »
    I just apply for the account and got £800 to spend right away.
    Well done - I assume you have a good CF if you got accepted by argos and littlewoods ;)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    Yeah my credit file is okay now. How about you
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    PARIS_5000 wrote: »
    Yeah my credit file is okay now. How about you
    Not a bad file I just have millions of searches LOL
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    Well done - I assume you have a good CF if you got accepted by argos and littlewoods ;)

    Good afternoon Everyone.

    I'm watching a fantastic football match on Setanta it's currently Villa 2 v Everton 3.

    Innocent I have 3 SDG accounts. Littlewoods, Littlewoods Extra, and Empire Stores. I wouldn't say I have a good credit file.

    Coincidently Littlewoods have increased my limit this month to £850.
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    I am trying to cut down on my searches now so I am not going to apply for any more credit for at least 3 months.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Good afternoon Everyone.

    I'm watching a fantastic football match on Setanta it's currently Villa 2 v Everton 3.

    Innocent I have 3 SDG accounts. Littlewoods, Littlewoods Extra, and Empire Stores. I wouldn't say I have a good credit file.

    Coincidently Littlewoods have increased my limit this month to £850.
    Afternoon -

    I remember you saying that you had those accounts did you get them after the defaults?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    PARIS_5000 wrote: »
    I am trying to cut down on my searches now so I am not going to apply for any more credit for at least 3 months.
    How many do you have?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 12 April 2009 at 2:32PM
    Innocent_Guy wrote: »
    Afternoon -

    I remember you saying that you had those accounts did you get them after the defaults?

    Yes. All 3. My file now looks healthier than it did 1 year ago.

    3-3 now. What a footy match!!
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.3K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture