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Sub Prime Credit Thread Part II

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Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    If you ever want an instant decision best to apply during normal banking working hours (so 4-5pm then ROTFL) i.e. until 8pm Mon-Fri...... i've had almost every one go to underwriting cos of the silly times I apply, coupled with the errors on my credit file..... :D
    I find my apps doing the same thing LOL.

    I must lay off the applications!!!!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    Innocent_Guy wrote: »
    Afternoon all,

    Glad my internet is working again, it seems to have a mind of its own
    Who is your ISP?
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    Who is your ISP?
    Virgin, Its been intermittant the last few days and didn't work at all this morning! :mad::mad:
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    I was told that they tell you the limit when you receive your card.
  • cifpower
    cifpower Posts: 6,502 Forumite
    Innocent_Guy wrote: »
    Virgin, Its been intermittant the last few days and didn't work at all this morning! :mad::mad:
    Odd. I am with Virgin (cable) and although the wireless feature fails sometimes I have never had intermittant connection. I would definitely give them a ring,
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    PARIS_5000 wrote: »
    I was told that they tell you the limit when you receive your card.
    She applied in store so must be different. I suppose they could always tell you over the phone but hey.

    I think they search Experian don't they?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    Odd. I am with Virgin (cable) and although the wireless feature fails sometimes I have never had intermittant connection. I would definitely give them a ring,
    Yeah have done - My virgin has been fine everywhere else I have had it but in this new place it it playing up.

    Funny tho before my net wouldn't work between 11am & 6pm everyday on the dot LOL

    They came and replaced some parts :rotfl::rotfl::rotfl:
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    Innocent_Guy wrote: »
    Yeah have done - My virgin has been fine everywhere else I have had it but in this new place it it playing up.

    Funny tho before my net wouldn't work between 11am & 6pm everyday on the dot LOL

    They came and replaced some parts :rotfl::rotfl::rotfl:
    Is your connection wireless?
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    Yes they search Experian. I asked over the phone about the limit and they said tell you when they send the card. I apply for Littlewoods as well and they told me my limit at the end of the application.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    Is your connection wireless?
    Yeah but not my wifi that is the issue.

    I can tell it is a router issue as the ready light is flashing and Virgin cannot communicate with it properly
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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