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Sub Prime Credit Thread Part II

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Comments

  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    The APR on the halifax card was good.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    PARIS_5000 wrote: »
    The APR on the halifax card was good.
    Oh ok.........
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    Brilliant :rotfl::rotfl::rotfl:

    I think you have spoken to someone at most credit providers at some point LOL

    LOL, cos i've applied to every card issuer at least once - well almost every card issuer mate!

    Sad but true - have been good for a week though :beer:

    Only 6 more months to go! haha
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    LOL, cos i've applied to every card issuer at least once - well almost every card issuer mate!

    Sad but true - have been good for a week though :beer:

    Only 6 more months to go! haha
    I bet you cannot hold out for 6 months LOL

    What you think about HSBC and loans?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    I bet you cannot hold out for 6 months LOL

    What you think about HSBC and loans?

    you know me mate, love HSBC but dont have loans so couln't help i'm afraid.... personally, don't use em - would save myself. :confused:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • cifpower
    cifpower Posts: 6,502 Forumite
    Finally hit the £50 payout trigger at YouGov!
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    cifpower wrote: »
    Finally hit the £50 payout trigger at YouGov!

    Nice one, that go towards filling the motor when you can legally drive it LOL :j
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    you know me mate, love HSBC but dont have loans so couln't help i'm afraid.... personally, don't use em - would save myself. :confused:
    Well I wanted a CC to transfer a few balances to. if the CC is not an option then I was thinking about a loan. I am not in any finacial strane, just would like 1 payment a month :D I will be debt free in 4 - 5 months anyway :D:D:D
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    Well I wanted a CC to transfer a few balances to. if the CC is not an option then I was thinking about a loan. I am not in any finacial strane, just would like 1 payment a month :D I will be debt free in 4 - 5 months anyway :D:D:D

    Yea I know your circs mate, no worries but I cannot advise loans cos never had one thank god! Imagine it, 7 years paying back like a couple of hundred - OMG! Like my mortgae (26 years to go!)

    Thanks for being the voice of reason on other thread, i'd spell check though, doesnt make 100% sense mate LOL (typing faster than the brain thinks isn't a good idea)...... :D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • cifpower
    cifpower Posts: 6,502 Forumite
    If you are going to be debt free in that period of time I wouldn't bother with a loan and just stick at what you're doing
This discussion has been closed.
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