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Sub Prime Credit Thread Part II
Comments
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Innocent_Guy wrote: »Cheers Cif
Did you make a note of your reference number when you applied?0 -
You are not given a ref when you apply. You are given two on the decline letter like this:
Reference
AH4FHDKS9
XJD9328DJS
and you need to quote these on your appeal letter
I just spoke to tesco and got the ref numbers. Apparently the only ask for bank statements if you fail the scorecard. After reviewing your statements they will determine if you can afford / manage a credit card.Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »I just spoke to tesco and got the ref numbers. Apparently the only ask for bank statements if you fail the scorecard. After reviewing your statements they will determine if you can afford / manage a credit card.
Ah, you beat me to it.
Any other news Innocent?0 -
Innocent_Guy wrote: »I just spoke to tesco and got the ref numbers. Apparently the only ask for bank statements if you fail the scorecard. After reviewing your statements they will determine if you can afford / manage a credit card.
Anyone know the link to the appeal template letter? We need to make it a sticky!Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Interesting. Thanks for the tip.Innocent_Guy wrote: »I just spoke to tesco and got the ref numbers. Apparently the only ask for bank statements if you fail the scorecard. After reviewing your statements they will determine if you can afford / manage a credit card.0 -
Ah, you beat me to it.
Any other news Innocent?
Just been on the phone to Hancock - Tesco advised there is adverse showing on my CF. This was supposed to all be removed. Hancock said he will see what systems tesco use and will call me back in half an hour. He also said a SAR can take 40days...Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
THIS the one? Its what I used.Innocent_Guy wrote: »Anyone know the link to the appeal template letter? We need to make it a sticky!0
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