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Sub Prime Credit Thread Part II

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Comments

  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    He said there is NO adverse data on my credit report & he will draft me a letter confirming this so that I can forward this to Tesco. He also said he would contact tesco on my behalf if I wish.

    That's nice of him. Tell him to get in contact with them.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    So were Tesco lying? How on earth did they see adverse info that wasn't there? Its all very odd.

    Depends what they see as adverse doesn't it.

    What's on your Experian file then Cif, give us a breakdown.
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Depends what they see as adverse doesn't it.

    What's on your Experian file then Cif, give us a breakdown.
    139 recorded and unrecorded searches and 1 CIFAS and 11 accounts (1 settled)
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    139 recorded and unrecorded searches and 1 CIFAS and 11 accounts (1 settled)

    The CIFAS is still showing?
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    The CIFAS is still showing?
    I had 2 CIFAS - one on my current and one on my previous address. The latter was removed.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    I had 2 CIFAS - one on my current and one on my previous address. The latter was removed.

    Why the hell is it on your current address?

    They are a bunch of jerks aren't they.
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Why the hell is it on your current address?

    They are a bunch of jerks aren't they.
    That be Sygma and was put there last year but when I applied last week they took the one off for my previous address.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    So were Tesco lying? How on earth did they see adverse info that wasn't there? Its all very odd.

    I know..........
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    Innocent_Guy wrote: »
    I know..........
    I would phone Tesco back and ask what adverse info they were referring to
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    That's nice of him. Tell him to get in contact with them.

    I will do........
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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