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Sub Prime Credit Thread Part II

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Comments

  • cifpower
    cifpower Posts: 6,502 Forumite
    Jacamo taking longer to send orders out - ordered clothes on 30th March and they are still "awaiting desptach"
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    I would phone Tesco back and ask what adverse info they were referring to


    The lady who I spoke to advised that she could only see

    DECLINED - ADVERSE

    the other options are

    DECLINED - SCORING

    ACCEPTED - SUBJECT TO REVIEW

    REFER- REVIEW BY UNDERWRITING
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    Innocent_Guy wrote: »
    The lady who I spoke to advised that she could only see

    DECLINED - ADVERSE

    the other options are

    DECLINED - SCORING

    ACCEPTED - SUBJECT TO REVIEW

    REFER- REVIEW BY UNDERWRITING

    And these is absolutely no adverse info on your file? Curiouser and curiouser. I wonder if they accept appeals from those who are declined-adverse rather than declined-scoring?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    Jacamo taking longer to send orders out - ordered clothes on 30th March and they are still "awaiting desptach"

    They can take forever. I ordered some shorts the other month and they took a week to be dispatched.

    It's not those Grandad trousers is it? :confused:
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    They can take forever. I ordered some shorts the other month and they took a week to be dispatched.

    It's not those Grandad trousers is it? :confused:
    How very dare you! :D

    No, I had a clear out of clothes last week and have ordered some replacement shirts
  • cifpower
    cifpower Posts: 6,502 Forumite
    But when I ordered my TV it was delivered in 5 days
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    sutton111 wrote: »
    Why the hell is it on your current address?

    They are a bunch of jerks aren't they.

    Not heard about your appeal from them yet then?
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    139 recorded and unrecorded searches and 1 CIFAS and 11 accounts (1 settled)

    I thought my searches were bad!"
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Not heard about your appeal from them yet then?
    Nope. They would have received my letter on Monday and no new searches by them either, Don't hold out much hope, I have a feeling they just either accept you or decline you and there is no middle ground of appeal.
  • cifpower
    cifpower Posts: 6,502 Forumite
    Innocent_Guy wrote: »
    I thought my searches were bad!"
    Around 50-odd are unrecorded though. Haven't counted them lately.
This discussion has been closed.
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