Sub Prime Credit Thread Part II

cifpower

seeya23 wrote: »

im ok how are you

I'm fine ta!

sutton111

Does anybody know how to dispute data with Experian?

I have just e-mailed Credit Expert with my problem but there is no on-line dispute section. I am waiting for a reply. 2 working days for a reply from Credit Expert.

Equifax is such a better process, when you have to dispute data.

cifpower

PROLIANT wrote: »

ok really? Do Tell.....

I have been on the Electoral Roll for 2 years - 1 year at my current address and 1 year at my last address. Because I wasn't on the roll before this they cannot trace me and as such declined me. So nothing to do with my credit file, per se, but just because I wasn't on the roll. She even asked me to prove where I used to live which I couldn't - I threw a lot of papers out after I moved house.

TheEffect

I'm really contemplating applying for Flybe tonight, but told myself no more applications until quite a few of the others have dropped off/months have passed.
My credit report summary currently looks like this...

EDIT

cifpower

sutton111 wrote: »

Does anybody know how to dispute data with Experian?

I have just e-mailed Credit Expert with my problem but there is no on-line dispute section. I am waiting for a reply. 2 working days for a reply from Credit Expert.

Equifax is such a better process, when you have to dispute data.

Had a quick search and all I could come up with is

Some of my account information is wrong. How do I get it changed?


If you think any details are incorrect you should contact the organisation or lender concerned. The organisation will amend their records (if applicable) and tell all credit reference agencies of these changes. The agencies (Experian, Equifax and Callcredit) will then update the data they hold.

You could call them on 0800 656 9000 I suppose

sutton111

This was their response.

Thank you for contacting us.

Your enquiry has been passed to one of our credit report specialists.

We normally respond to simple queries within 2 working days, however if your query requires detailed investigation or feedback from a third party our response will take longer to action. We will always endeavour to respond to your query within 2 weeks of receipt.

sutton111

My BT Broadband says there is a security certificate error on this page?

cifpower

Nothing has popped up for me

sutton111

sutton111 wrote: »

My BT Broadband says there is a security certificate error on this page?

Sorted. Was it your post Effect, which caused the problems? LOL

TheEffect

Apparently so. Experian doesn't like you copying and pasting from their website.....