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Sub Prime Credit Thread Part II
Comments
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Good morning to all0
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Thought I would give a quick update.
At last I have received my first bank statement in I don't know how many years so I am feeling like I have proof on my first step to growing up in my attitude to finances - really pleased. I have therefore sent of the relevant docs to Cap 1, so I guess I am now at the twitching at the sound of the letterbox stage.
Next step is to take a deep breath and get my CRA stuff.
Given up on the phone thing for now - hoping someone kind, ie OH might help with a PAYG for my birthday.
Will keep you posted.
MOB0 -
Hi i applied for a jd williams catalogue last nite and it said that i had a £125 limit to start. Do they credit check you when you apply online or do they accept most people then do their checks after you have applied?0
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Hi i applied for a jd williams catalogue last nite and it said that i had a £125 limit to start. Do they credit check you when you apply online or do they accept most people then do their checks after you have applied?
I think the credit check will be done when you apply.
What happens alot is you get a limit say £125 then that disappears then reappears the following day.0 -
ok thanks for that sutton.0
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I think the credit check will be done when you apply.
What happens alot is you get a limit say £125 then that disappears then reappears the following day.
Hey sutton,
Who do they use to credit check you?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »Hey sutton,
Who do they use to credit check you?
Experian, Innocent. They report to all three.
How are you?0 -
I hate Next and Wescott Credit
I had a next account a few years ago and made a full and final payment to them to settle it.
Applied for another account and was asked to send in proof of address which I did, phoned them today to ask about descision and was told Sorry you cant have an account as you still owe us £90 WHAT!!!!!! never been told this by either Next or Westcott, if I want a cash account with them then I will have to pay the money. The underhanded gits so anyone offering Next a full and final payment DONT do it as it goes against you :mad: :mad:"In Italy for thirty years under the Borgias they had warfare, terror, murder and bloodshed but they produced Michelangelo, Leonardo da Vinci and the Renaissance.0 -
Typical Next, by what other people say about them Kiora.
What are you going to do about it?0 -
tell them to shove their cash account up their @rse, as far as I'm concerned its paid."In Italy for thirty years under the Borgias they had warfare, terror, murder and bloodshed but they produced Michelangelo, Leonardo da Vinci and the Renaissance.0
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