Sub Prime Credit Thread Part II

sutton111

kiora wrote: »

tell them to shove their cash account up their @rse, as far as I'm concerned its paid.

Don't blame you. I wanted a Next account, but I'm fighting them to remove a default, when I paid the account off.

Innocent_Guy

sutton111 wrote: »

Experian, Innocent. They report to all three.

How are you?

Good thanks mate & you?

I have too many searches on my Experian to add another

sutton111

Innocent_Guy wrote: »

Good thanks mate & you?

I have too many searches on my Experian to add another

I'm okay thanks. Just looking foward to the Champions League match tonight.

I hope we win!!

cifpower

baz29 wrote: »

Hi i applied for a jd williams catalogue last nite and it said that i had a £125 limit to start. Do they credit check you when you apply online or do they accept most people then do their checks after you have applied?

They seem to do the credit check after you apply as you are initially given a limit and then it is reviewed manually the following day.

cifpower

sutton111 wrote: »

Typical Next, by what other people say about them Kiora.

What are you going to do about it?

They reduced my limit by more than half this month to £1500. They didn't even search Equifax. They are all very odd. But they sell such nice stuff! That's how they sucker you in.

sutton111

cifpower wrote: »

They seem to do the credit check after you apply as you are initially given a limit and then it is reviewed manually the following day.

They checked me on the same night, I went back to have a look.

Good afternoon Bobby.

cifpower

sutton111 wrote: »

They checked me on the same night, I went back to have a look.

Good afternoon Bobby.

Its a bit odd then that, if they credit check at the start, the limit is reviewed the following day. Maybe all files are reviewed manually the next day to see if you can get an account.

sutton111

cifpower wrote: »

They reduced my limit by more than half this month to £1500. They didn't even search Equifax. They are all very odd. But they sell such nice stuff! That's how they sucker you in.

To true I love Next stuff as well. They sell branded items in the directory as well. I do like CK white boxers, I noticed they sell them. If you ever want to buy me something Cif you can get them. LOL

sutton111

cifpower wrote: »

Its a bit odd then that, if they credit check at the start, the limit is reviewed the following day. Maybe all files are reviewed manually the next day to see if you can get an account.

That's what I think.

cifpower

sutton111 wrote: »

To true I love Next stuff as well. They sell branded items in the directory as well. I do like CK white boxers, I noticed they sell them. If you ever want to buy me something Cif you can get them. LOL

Just give me your address and size