Sub Prime Credit Thread Part II

sutton111

What other product's do you have Dave?

sutton111

mumofboys wrote: »

Good afternoon. I am still feeling chipper since Sutton said things looked good for Cap 1. I am just waiting for my first statement to drop from the shiny new bank account to send to them. Fingers crossed.

What bank account have you successful got?

mumofboys_2

NatWest current plus with cheque bk, guarantee card, debit card etc. I couldn't quite believe it.

kiora

Hi Mich
Was defiantley told will get £100 sent back to you they just want a spotless record from you no over limits or late payments, they just seem to move the goal posts to suit themselves.

sutton111

mumofboys wrote: »

NatWest current plus with cheque bk, guarantee card, debit card etc. I couldn't quite believe it.

Congratulations!!


I take it as you opened it in the branch. Yes it will be a servicecard 100 (maestro)

So what nasties do you have on your file then MOB?

mumofboys_2

sutton111 wrote: »

Congratulations!!


I take it as you opened it in the branch. Yes it will be a servicecard 100 (maestro)

So what nasties do you have on your file then MOB?

I opened it over the phone actually, I just fessed up and told them my credit history was rubbish, but I wanted to sort myself out, and asked for a basic account. He went through all the questions and told me I had been approved for the Current Plus. They gave me a servicecard 250. I even asked him if he was sure!!

I have pretty much every nasty under the sun, and not all satisfied. Silly person trying to do better. I am waiting to get my actual reports because they want me to send them proof of ID.

seeya23

mumofboys wrote: »

I opened it over the phone actually, I just fessed up and told them my credit history was rubbish, but I wanted to sort myself out, and asked for a basic account. He went through all the questions and told me I had been approved for the Current Plus. They gave me a servicecard 250. I even asked him if he was sure!!

I have pretty much every nasty under the sun, and not all satisfied. Silly person trying to do better. I am waiting to get my actual reports because they want me to send them proof of ID.

do you have ccj then if so will not that ac ive been with natwest for 6 years i cant get a current plus ac if signed the forms and sent them back they can still say a big no

sutton111

Have you signed the forms and received the paperwork yet?

Perhaps it's not as bad as first feared.

mumofboys_2

seeya23 wrote: »

do you have ccj then if so will not that ac ive been with natwest for 6 years i cant get a current plus ac

Yes I do sadly. The account has been up and running for a month. No idea how I managed it, and as I say, I told him the situation on the phone.

mumofboys_2

sutton111 wrote: »

Have you signed the forms and received the paperwork yet?

Perhaps it's not as bad as first feared.

Account up and running. Things are bad though....