Sub Prime Credit Thread Part II

seeya23

PROLIANT wrote: »

Where from?

http://www.healthmonthly.co.uk/products_search.php?search_string=relora&search=+Search+&gclid=CJW2iLKO7JgCFRaA3godKB5y1Q

PROLIANT

bushtea wrote: »

a health food shop. I have taken 3 times the recommended dose. took it about 30 minutes ago. Feel chilled out but not 'stoned'

Still, you can't beat a draw off the wisdom weed now can you.;)

kiora

Milford, from Inverness

young_victor_meldrew

I just applied (through Greasy Palm as they are offering a £10.00 cashback for a sucessful application) and a message popped up saying they were unable to give an instant decision and they would be in contact with me. Could be a polite way of saying no!

young_victor_meldrew

It appears on the file as "Home Credit" - apparently the law changed and they are obliged to report your performance to a CRA. I suppose it's to stop you taking out more than you can manage. I think it will help people who cant normally get credit get access to cheaper credit if they keep on top of payments.

sutton111

young_victor_meldrew wrote: »

I just applied (through Greasy Palm as they are offering a £10.00 cashback for a sucessful application) and a message popped up saying they were unable to give an instant decision and they would be in contact with me. Could be a polite way of saying no!

No, no. Not always my Mum, Dad, and Brother hsd this message and they were successful. If you are successful expect a telephone call next week sometime. They will ring to tell you your credit limit APR sell you PPI and transfer some money into you account.

If you do let us know the outcome. Good Luck Victor.

sutton111

young_victor_meldrew wrote: »

It appears on the file as "Home Credit" - apparently the law changed and they are obliged to report your performance to a CRA. I suppose it's to stop you taking out more than you can manage. I think it will help people who cant normally get credit get access to cheaper credit if they keep on top of payments.

I have provident too. They report on mine as well, it all helps as long as you pay it on time.

young_victor_meldrew

sutton111 wrote: »

No, no. Not always my Mum, Dad, and Brother hsd this message and they were successful. If you are successful expect a telephone call next week sometime. They will ring to tell you your credit limit APR sell you PPI and transfer some money into you account.

If you do let us know the outcome. Good Luck Victor.

Oh wow! Thanks, hopefully it will be a positive outcome for me! Will let you know what happens either way.

sutton111

young_victor_meldrew wrote: »

Oh wow! Thanks, hopefully it will be a positive outcome for me! Will let you know what happens either way.

I hope it has a postive outcome for you too.

I got turned down 2 weeks ago, but my credit file isn't as good as yours Victor.

sutton111

You could also try Aqua, but don't go wild with the searches.

See here.