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Sub Prime Credit Thread Part II

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Comments

  • seeya23
    seeya23 Posts: 2,330 Forumite
    quote
    1 is for a settled provident (sorry was desperate for the money) loan which is marked as Satisfactory this loan was taken out after my application for the card was declined, I was supposed to pay £38 over 13 months but settled it in 4 months.

    did not think they reported to cra

    they are not on my report i got from cra
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Hello Cif. Did you enjoy your Meal?

    How was Birmingham? I hope you enjoyed yourself!
    Meal was delicious. Tapas. Yum!

    Didn't see much of Brum - just spent a few hours there
  • cifpower
    cifpower Posts: 6,502 Forumite
    seeya23 wrote: »
    quote
    1 is for a settled provident (sorry was desperate for the money) loan which is marked as Satisfactory this loan was taken out after my application for the card was declined, I was supposed to pay £38 over 13 months but settled it in 4 months.

    did not think they reported to cra
    They do but just to Experian and its listed as "Home Credit"
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Hello Mr Cif, did you enjoy your meal?
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    Meal was delicious. Tapas. Yum!

    Didn't see much of Brum - just spent a few hours there

    Are you back in Belfast now?
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Are you back in Belfast now?
    I am. I brought my friend over for a few days. His first time in NI
  • cifpower
    cifpower Posts: 6,502 Forumite
    PROLIANT wrote: »
    Hello Mr Cif, did you enjoy your meal?
    I did indeed! Rather divine
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    bushtea wrote: »
    Yes but I don't see how I can switch my main banking over to them because the overdraft limit their 'system' is offering me is not high enough for what I am used to.

    This will increase. My Parent's went from £100 to start back in September 08' it has now risen to £2200 it rose again this month. They are ith Halifax and they think they are great.

    Who is your current bank?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    bushtea wrote: »
    Thx. How do your parents run their account? Do they pay their salary in, ever go overdrawn, etc etc?




    Currently I am with HSBC.


    They run there account very well. They have there Salaries paid in direct.

    HTH
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    bushtea wrote: »
    I have just spent £29 on something called 'Relora'. It is meant to have the same effect as cannabis except it is legal.
    Where from?
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
This discussion has been closed.
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