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Sub Prime Credit Thread Part II

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Comments

  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thundercats and Jayce and the wheeled warriors, I love them!!!
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Thundercats and Jayce and the wheeled warriors, I love them!!!
    Loved both of them but none of my friends remember Jayce. They think I am making it up :cry:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Saw boss. See here.
  • Sammy_Girl
    Sammy_Girl Posts: 3,412 Forumite
    sutton111 wrote: »
    Hi Sammy. How are you?

    You will be pleased to know I rang the council today and they are sending out the Electoral Roll form to fill out. :D I will be added by the 1st of April.

    I think you are right that being a home owner it gives you a better Credit Score.

    Yay :T

    I honestly think that you'll stand a much better chance if you're on the ER. Were you on the ER at your last address?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sammy_Girl wrote: »
    Yay :T

    I honestly think that you'll stand a much better chance if you're on the ER. Were you on the ER at your last address?


    Sammy i have just asked for my credit score through Experian and it's 433 :eek: . Electoral roll is a biggy they said.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sammy_Girl wrote: »
    Yay :T

    I honestly think that you'll stand a much better chance if you're on the ER. Were you on the ER at your last address?

    I was on the Electoral Roll at the previous previous house, unfortunately we had that how repossessed April the 10th 2006, so we moved to a rented house for 2-3 years so thought there was no point. Then the Council found us a really lovely large three bedroomed property in a really good part of town.
  • Sammy_Girl
    Sammy_Girl Posts: 3,412 Forumite
    I think my score's 500 odd. Whatever lol

    As long as you get on the electoral roll now - that's the main thing. Sounds like you have a nice house now - so at least you can settle in the one place :) I've had my fair share of moving house, and the house that we live in now has been the only one that really felt like home. I haven't lived in a house this long since I moved out of home and that was over 10 years ago lol :eek:

    Did they tell you how long it would be before they put you on the ER?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    It would be the beginning of April, the next update is March the 10th so I should appear on the ER in April.

    I wonder why it has such an importance?

    What I want is 2 credit cards (at the most) and a bank account with all the facilities i require. OD, cheque guarantee. Normal things.

    Getting these defaults satisfied and going on the ER, I hope will make a major difference.
  • evening all :D
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi Fairmon, Your up late.
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